$100 Loan Instant App: 12 Best Instant Money Apps

An instant loan can be great in times of need. It can be used for anything from paying for medical bills to covering emergency expenses. ❤❤

Instant loans offer quick access to funds without having to go through the traditional loan application process. The money is usually available within minutes, and you don’t have to worry about being rejected due to bad credit history. 

Instant loans can be lifesavers when you’re in a pinch, but not all loan apps are created equal. To make sure you get the most bang for your buck, we rounded up the best $100 payday loan instant apps. 👀👀

Best $100 instant loan apps

We scoured the web to find the best $100 loan apps, so you don’t have to. Here are our top picks 👇👇:

1. Brigit

Brigit is a financial management app that offers instant loans of up to $250🤑🤑. The app is designed to help you avoid overdraft fees and get through tough financial times.

Here are some notable features of this app💰💰:

  • Insights: Since this app is about financial management, it gives you insights into your spending habits. You can see where you’re spending too much and make changes accordingly.
  • Budgeting: The app also has a budgeting feature to help you track your expenses.
  • Job Opportunities: You can find part-time and full-time jobs through the app. The app even has options for jobs you can do from home.
  • AutoAdvances: The app automatically sends you cash, so you don’t have to worry about overdraft fees anymore. In this way, it acts as a line of credit.

People who have used Brigit have found it extremely helpful and have given the app positive reviews. With its features, you can manage your finances better and make sure you are never in a tight spot financially. Give Brigit a try today!✨✨ 

2. Albert

Albert is one of the best financial planning apps that lets you save, invest, and bank from the same place. You can start saving with as little as $5, and the app will help you grow your savings over time💰💰.

The app also helps you keep track of your expenses and investments, allowing you to make smarter financial decisions. 

Plus, Albert offers personalized insights about your finances that help guide the way you spend and save. You can even chat with their experts for tailored advice on how to reach your goals. 

Here are some features that make Albert a great app to try:

  • Saving and Investment Options: Even if you’re a novice investor, Albert makes it easy to start saving and investing for your future. The app offers a variety of investment options, including retirement accounts, brokerage accounts, and robo-advisors🤑🤑.
  • Genius Advice: The Geniuses on Albert are finance gurus available to give you advice and answer any questions about saving, investing, or budgeting.
  • No Hidden Fees: You can avail of all of Albert’s features without worrying about any hidden fees.
  • Cash Back: Albert users who have subscribed to Genius get up to 20% cashback on their food and fuel purchases. It’s a great way to save even more money💰💰.

3. Earnin

Earnin is an app that helps you get paid for the hours you’ve already worked. It’s a great way to make sure you’re getting paid for all the hours you’ve worked, and it’s a much better alternative to payday loans.


Here are some features that make Earnin a great app to try:

  • Get Paid Early: You can get paid up to two days early with Earnin. This way, you don’t have to wait until the end of the month to get your hard-earned money💸💸.
  • Cash Out: The Cash Out feature lets you get $1000 of your paycheck per month or pay period. Thus, you can use your earned money to cover unexpected expenses💰💰.
  • No Hidden Fees: There are no fees associated with using Earnin. That means you can get your early paycheck without worrying about extra costs.
  • Users Control: You can control how much you receive, when you get paid, and the amount of money you want to borrow with Earnin.
  • Balance Shield: The Balance Shield feature helps protect your bank account from overdraft fees by notifying you when your balance is too low.

4. Empower

Empower is an app that helps you build credit💪💪. You can get an instant cash advance of up to $250 with Empower. Plus, you can easily access your account and manage your finances on the go😇.

The app also has an AI-powered budgeting feature that helps you stay on top of your money. The app will generate insights about your spending and automatically categorize transactions, making it easier to track your expenses. 

Here are some of the best features of Empower:

  • No Overdraft Fees: You don’t have to worry about overdraft fees with Empower. Plus, you can get up to $250 in instant cash advance💸💸.
  • Build Credit: With Empower, you can quickly build credit. You can track your progress and see your score improve over time.
  • Manage Your Finances: Empower makes it easy to manage your finances on the go. You can easily track your spending, set budgets, and more.

Since these services are provided by a third-party, you won’t have to worry about security. All of your data is encrypted and securely stored in the cloud. So, you can rest assured that your information is safe with Empower.

Overall, Empower is an excellent app for managing your finances and helping you build credit📊.

5. Chime

Chime is an award-winning mobile banking app that gives you the freedom to manage your money on your own terms. It’s simple, convenient, and easy to use. Plus, you can get an instant $100 to prevent overdraft fees.


Here are some notable features of Chime💛💛:

  • Get Paid Early: After setting up direct deposit, you can get paid up to two days early.
  • No Hidden Fees: Chime doesn’t charge any fees. You can use its features for free.
  • Instant Transaction Alerts: You get real-time alerts for every transaction, so you can always keep track of your money✎✎.
  • Security: Chime uses the latest security technology to keep your money safe.

6. Cleo

Cleo is an easy-to-use credit-building app that helps you build credit and improve your financial health. Cleo also provides monthly updates on your credit score and report, so you can always stay on top of your credit📑.

It also helps you track and manage your spending, so you can stay on top of your budget. Cleo gives you personalized recommendations to help you save money, detect suspicious activity on your accounts and get the most out of your finances. 

It also lets you quickly check balances from all of your accounts (bank, credit card, loan) in one place. 


These features make Cleo a good app to use:

  • Build Credit: Cleo helps you build credit by reporting your on-time payments to the credit bureaus📖.
  • Monitor Your Credit: Cleo also offers monthly updates on your credit score. In this way, you can keep track of your score.
  • Improve Your Financial Health: Cleo provides tips and resources to help you improve your financial health💰.

The main advantage of using Cleo is that it helps you build credit, monitor your credit score and improve your financial health in one place. Cleo also offers helpful features to help you manage your money more effectively.

Overall, Cleo is a great app for anyone looking to get a better understanding of their finances and make smarter financial decisions. 

Best apps that make you $100 instantly

The apps mentioned above are financial and credit-building apps. Thus, they let you get a $100 and above credit line. But what if you don’t want to use a financial $100 loan instant app with banking and saving features?

Instead, here are a few other casual apps that instantly let you get a few bucks.

7. Swagbucks

Chances are you already know about Swagbucks since it’s one of the most popular get-paid-to sites🤑. You can earn money by taking surveys, watching videos, and even surfing the web.

It’s a one-in-all site that allows you to earn money with no effort at all. You can redeem your points for cash, gift cards, and even products from Amazon or Walmart.

The best part is that they offer a wide variety of ways to earn rewards, so if one task isn’t working out for you, there are plenty of others to try. 


Here are some super-cool features of Swagbucks:

  • Watch Videos: You can watch brand-sponsored videos and get paid for them. You don’t have to worry about skipping the ads since Swagbucks will take care of that.
  • Discover Deals: Swagbucks shows you where to use the gift cards you win from the site. You can also find some fantastic deals and coupons to save money💰💰.

Swagbucks is best for people who want to make a little extra money in their spare time.

8. Inbox Dollars

Inbox Dollars is a website that allows you to earn money by completing tasks such as taking surveys and watching videos. 

With Inbox Dollars, you can earn a variety of rewards for completing surveys, watching videos, playing games and shopping online. You can even get cash back when you make purchases on select websites. Plus, you’ll be entered into sweepstakes for additional chances to win prizes or cash💰💰!


Here are some cool features of this app:

  • Cash and Gift Cards: Besides cash, you can also win gift cards from popular stores such as Amazon, Target, and Walmart.
  • Referral Program: You can earn points by referring friends and family to Inbox Dollars.
  • InboxDollars TV: This feature allows you to watch videos and earn cash simultaneously📼.

9. Survey Junkie

Nowadays, there are many ways to earn some extra cash. You can do it by working overtime, starting a side hustle, or even taking online surveys📄📄.

Online surveys are a great way to make extra money because you can do it anywhere. Plus, you can get paid for your opinion.

Many companies are willing to pay for opinions on products, services, and even experiences. The process is quite simple: fill in a survey online, and you get paid! It’s fast, easy, and secure. Plus, all your personal information is kept confidential, so you can be sure that it won’t be shared with anyone else. 

SurveyJunkie is a website that allows you to take surveys and earn money. It’s a legitimate website that has been around for years and has helped people make extra money💰💰.


Here’s why SurveyJunkie is such a hit among users:

  • Sizeable Rewards: Although you can’t expect to be rich overnight, SurveyJunkie offers some of the most generous rewards out there. For every survey you complete, you can earn anywhere from $0.50 to $5💸.
  • Low Cashout Threshold: Once you’ve earned $10, you can cash out via PayPal or gift cards. There’s no need to wait until you’ve reached a certain amount before you can withdraw your money.
  • Wide Variety of Surveys: There are always surveys available, so you won’t have to wait long to start earning money.
  • User-Friendly Interface: The website is easy to use, and the surveys are straightforward.

10. Rocket Money🚀🚀

Rocket Money is an app that allows users to cancel their subscriptions and manage bills from one platform.

The app helps users stay organized and get the most out of their money. Rocket Money helps users save money by tracking subscriptions, setting budgets, and tracking spending. 

It sends reminders for upcoming payments, automatically cancels inactive subscriptions, and provides personalized tips to help manage finances better.


Here’s what makes Rocket Money an absolutely awesome app🚀🚀:

  • Manage Bills: Managing recurring payments becomes a breeze with Rocket Money.
  • Cancel Recurring Payments: If you no longer want a subscription, you can easily cancel it with just a few taps.
  • Set Reminders: Don’t ever forget to cancel a subscription again! With Rocket Money, you can set reminders for when your subscriptions renew📄📄.

11. Zippy Loan

Personal loans can be life savers, especially when you least expect it. We’ve all had our share of unexpected expenses: a medical emergency, a car repair, or even a pet surprise💥💥.

With Zippy Loan, you can easily apply for a loan online and get approved quickly. We offer fast and secure loans up to $15K with terms ranging from 3 – 72 months. 

The process is simple and easy to understand, giving borrowers the confidence they need to make an informed decision about their financial future.

Zippy Loan lets you take out personal loans for anywhere from $100 to $15,000💰.


Here are some notable features of Zippy Loan:

  • All Credit Types Accepted: Zippy Loan does not discriminate between good and bad credit. So no matter your credit score, you can be approved for a loan.
  • Fast Approval: Applying for a loan with Zippy Loan is quick and easy. You can even be approved for a loan in as little as 24 hours⏰.
  • Short-term and Installment Loans: Whether you need a short-term loan to get you through until your next payday or an installment loan that you can pay back over time, Zippy Loan has you covered.

12. Doordash

Doordash is a food delivery service that operates in over 4,000 cities in the United States and Canada. It allows users to order food from restaurants and have it delivered to their doorsteps. Doordash also partners with businesses to provide delivery services for their customers🍲😋🥘🥫.

The app is user-friendly and easy to use. After creating an account, customers can browse through a variety of restaurants that are available in the area and order their food for delivery. Customers can also save their favorite orders for future convenience.🥘🥘


Some cool Doordash features include:

  • Pre-Delivery Option: With this feature, customers can place their orders days in advance so that they don’t have to worry about food delivery on the day of their order🍟🍟.
  • Live Tracking: Users can track their orders in real time, so they know exactly when their food will arrive🧭.
  • Doordash Connect: This feature allows businesses to connect with Doordash to provide delivery services for their customers.

Doordash isn’t exactly a $100 loan instant app. However, if you sign up using an affiliate link, you can get a $100 credit which you can use to order food from Doordash💸💸.

Some coupon websites offer this credit. Search for a Doordash $100 credit on Google, and you’ll likely find a few different options🤑.

Doordash isn’t an instant loan app for people who need money right away. However, it’s great for people who want to order food from their favorite restaurants and have it delivered to their doorstep.


With that, we’ve come to the end of our list of the best instant loan apps. Hopefully, you would have found a $100 loan instant app that you can use to get a few bucks for your immediate needs. 

When considering the best, most reliable instant loan app for you, remember to take into account your credit score and financial situation. The right loan app can help you manage your finances better and get quick access to emergency cash when needed.🤑🤑

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