$19 an Hour Is How Much a Year? Can I Live On It?

Saving Money and Budgeting
Saving Money and Budgeting

If you’re considering a job that pays $19 an hour, you might be wondering how much that equates to in annual salary. Fortunately, it’s a straightforward calculation that can help you determine whether the job is a good fit for your financial goals.

Assuming you work full-time (40 hours per week), your annual salary at $19 an hour would be $39,520 before taxes. This is calculated by multiplying your hourly wage by the number of hours you work per week (40) and the number of weeks you work per year (52). However, if you work part-time or have unpaid time off, your annual salary will be lower.

It’s important to note that this is your gross salary, meaning it’s the amount you earn before taxes and other deductions are taken out. Your take-home pay will be lower, but the exact amount will depend on factors such as your tax bracket, state taxes, and any deductions you may have (such as for health insurance or retirement savings). Understanding your net pay is crucial for budgeting and planning your finances.

$19 an Hour is How Much a Year?

If you are wondering how much $19 an hour is in a year, then you have come to the right place. The answer is straightforward: your annual salary would be $38,000 if you work 40 hours a week and 50 weeks a year. It is important to note that this is just an estimate and your actual salary may vary depending on your job, experience, and location.

To help you understand better, the table below shows the breakdown of your salary if you earn $19 an hour:

Hourly wageAnnual salaryMonthly salaryWeekly pay

It is also worth noting that $19 an hour is slightly below the average hourly wage in the United States. According to data from the Bureau of Labor Statistics, the average hourly wage in the US is $27.07 as of July 2023. However, this varies widely depending on the industry and location.

Living on $19 an hour can be challenging, especially in expensive cities. However, it is possible to live comfortably on this wage if you budget carefully and live within your means.

$19 an Hour is How Much a Year After Taxes?

If you are making $19 an hour, you may be wondering how much you will take home each year after taxes. The amount you pay in taxes depends on many factors, including your filing status, tax deductions, and the state you live in. However, assuming a 25% tax rate, your after-tax salary would be approximately $29,640 a year.

To break it down further, let’s assume you work a standard full-time workweek of 8 hours per day, five days per week. If you work 50 weeks a year, your pre-tax salary would be $39,520. After paying 25% in taxes, your after-tax salary would be $29,640 a year.

It is important to note that this is just an estimate, and your actual take-home pay may be different depending on your individual circumstances. To get a more accurate estimate of your after-tax salary, you can use an online paycheck calculator or consult with a tax professional.

Overall, while $19 an hour may not be considered a high salary, it can still provide a decent living wage depending on your expenses and lifestyle. It is important to budget and manage your finances wisely to make the most of your income.

Is $19 per Hour Enough to Live?

When it comes to determining if $19 per hour is enough to live on, the answer is both simple and complicated. It depends on a variety of factors, including where you live, your lifestyle, and your financial goals.

To get a better understanding of whether or not $19 per hour is enough to live on, we can look at some basic calculations. If you work full-time at $19 per hour, you can expect to earn around $39,520 per year before taxes. This may be enough to cover your basic needs, but it may not be enough to live comfortably, especially if you have dependents or live in an expensive area.

To determine if $19 per hour is enough to live on, you will need to consider your expenses. Some of the factors you will need to take into account include:

  • Housing: Housing costs can vary greatly depending on where you live. If you live in an expensive area, such as a major city, you may need to spend a significant portion of your income on housing.
  • Transportation: If you need a car to get to work, you will need to factor in the cost of a car payment, insurance, and gas.
  • Food: Food costs can add up quickly, especially if you eat out frequently or have dietary restrictions.
  • Utilities: You will need to factor in the cost of utilities, including electricity, water, and internet.
  • Debt: If you have debt, such as student loans or credit card debt, you will need to factor in the cost of your monthly payments.

Once you have a better understanding of your expenses, you can determine if $19 per hour is enough to live on. If your expenses are higher than your income, you may need to consider ways to reduce your expenses or increase your income.

Is $19 an Hour Good?

If you’re earning $19 an hour, you might be wondering if it’s a good wage. The answer to that question depends on several factors, including your location, job responsibilities, and experience. Here are some things to consider:

Average Wage

According to a report by the Bureau of Labor Statistics, the median hourly wage for all workers in the United States is $19.14. This means that earning $19 an hour is slightly below average. However, the average wage varies significantly depending on the industry, location, and job type.

Living Wage

A living wage is the minimum amount of income required to meet basic needs, such as housing, food, and healthcare. The living wage varies depending on the location and family size. In some parts of the country, $19 an hour might be enough to cover basic expenses, while in other areas, it might not be sufficient.

Cost of Living

The cost of living varies significantly depending on the location. For example, the cost of living in New York City is much higher than in a small town in the Midwest. If you’re earning $19 an hour in a high-cost area, you might struggle to make ends meet. On the other hand, if you’re living in a low-cost area, $19 an hour might be a comfortable wage.

Benefits and Perks

When evaluating your wage, it’s essential to consider the benefits and perks that come with your job. For example, if you have access to health insurance, retirement plans, or paid time off, those benefits can significantly increase the value of your compensation package.

Budget Plan for $19 an Hour Salary

If you are earning $19 an hour, it is important to have a budget plan to manage your finances. Here is a sample budget plan that can help you get started:


Assuming you work 40 hours per week, your gross income would be around $39,520 per year. However, your take-home pay will be lower after taxes and other deductions.


Your expenses will depend on your lifestyle and location, but here are some common expenses you may need to consider:

  • Housing: Rent or mortgage payments, utilities, and insurance
  • Transportation: Car payments, gas, insurance, and maintenance
  • Food: Groceries and dining out
  • Health care: Insurance and out-of-pocket expenses
  • Entertainment: Movies, concerts, and other leisure activities
  • Savings: Emergency fund, retirement, and other savings goals

Budget Plan

Here is a sample budget plan based on the 50/30/20 rule:

  • 50% for necessities: Housing, transportation, food, and health care
  • 30% for discretionary spending: Entertainment, hobbies, and other non-essential expenses
  • 20% for savings and debt repayment: Emergency fund, retirement, and paying off debt

Using this budget plan, you would allocate:

  • $1,310 per month for necessities
  • $780 per month for discretionary spending
  • $520 per month for savings and debt repayment

Here are some tips to help you stick to your budget:

  • Track your expenses: Use a budgeting app or spreadsheet to track your spending and see where your money is going.
  • Cut back on non-essential expenses: Look for ways to reduce your spending on discretionary items, such as eating out or buying new clothes.
  • Build an emergency fund: Set aside some money each month for unexpected expenses, such as car repairs or medical bills.
  • Save for retirement: Consider contributing to a 401(k) or IRA to save for retirement.
  • Pay off debt: If you have debt, focus on paying it off as quickly as possible to avoid paying more in interest over time.

By following a budget plan and making smart financial choices, you can make the most of your $19 an hour salary and work towards your financial goals.

How Can You Increase Your Income if $19 an Hour is Not Enough?

If you find that your current income of $19 an hour is not enough to meet your financial needs, there are several ways you can increase your income. Here are some options to consider:

1. Look for a Higher-Paying Job

One of the most obvious ways to increase your income is to look for a higher-paying job. Research job openings in your field and consider applying for positions that offer a higher salary. You may also want to consider expanding your job search to include other industries or fields that pay more.

2. Negotiate a Raise or Promotion

If you are happy with your current job, but feel that you are not being compensated fairly, consider negotiating a raise or promotion. Make a list of your accomplishments and contributions to the company, and present them to your supervisor during a performance review or one-on-one meeting.

3. Take on a Side Hustle

Another way to increase your income is to take on a side hustle. This could include freelancing, starting a small business, or taking on a part-time job. Look for opportunities that align with your skills and interests, and that can be done outside of your regular work hours.

4. Invest in Yourself

Investing in yourself can also help you increase your income over time. Consider taking courses or earning certifications that will enhance your skills and make you more marketable in your field. You could also consider pursuing a higher degree, such as a master’s or PhD, which can lead to higher-paying job opportunities.

5. Rent Out Your Property

If you own property, such as a spare room in your home or a rental property, you could consider renting it out to generate extra income. This could include renting out a room on Airbnb, or leasing out your rental property to long-term tenants.

By exploring these options, you can increase your income and improve your financial situation. Remember to carefully consider each option and choose the one that is best for you and your goals.

Tips to Living on $19 an Hour

Living on $19 an hour can be challenging, but it is possible with proper budgeting and planning. Here are some tips to help you make the most of your income:

1. Create a Budget

Creating a budget is essential to living on $19 an hour. Start by listing all of your monthly expenses, including rent, utilities, groceries, transportation, and any other bills you have. Then, subtract your expenses from your income to see how much money you have left over. Use this leftover money for savings or non-essential expenses.

2. Cut Back on Expenses

Cutting back on expenses is another way to make the most of your $19 an hour income. Consider reducing your monthly bills by negotiating with service providers or switching to more affordable options. You can also save money by cooking at home instead of eating out, using public transportation instead of owning a car, and shopping for deals and discounts.

3. Prioritize Your Spending

When living on $19 an hour, it is important to prioritize your spending to make the most of your income. Focus on covering your essential expenses first, such as rent, utilities, and groceries. Then, allocate money for savings and non-essential expenses. Avoid overspending on unnecessary items, and stick to your budget.

4. Take Advantage of Government Programs

There are government programs available to help low-income individuals and families. For example, you may be eligible for food assistance, housing assistance, or healthcare subsidies. Research the programs available in your area and apply for any that you qualify for.

5. Consider Supplemental Income

If you are struggling to make ends meet on $19 an hour, consider supplementing your income with a side hustle or part-time job. Look for opportunities that fit with your schedule and skills, such as freelance work, pet-sitting, or delivering food.

By following these tips, you can make the most of your $19 an hour income and live comfortably within your means.


In summary, a $19 hourly wage can provide a decent income depending on your lifestyle and expenses. By working full-time, you can earn a gross annual salary of $39,520. However, it is important to note that this amount may vary depending on factors such as taxes, deductions, and benefits.

If you are looking to live comfortably on this income, it is essential to budget and prioritize your expenses. Consider creating a monthly budget and tracking your spending to ensure that you are living within your means. You may also want to look for ways to increase your income, such as taking on additional work or pursuing education or training to advance in your career.

While $19 an hour may not be considered a high-paying job, it can still provide a stable income for those who are willing to manage their finances effectively. By being mindful of your spending and working hard to improve your financial situation, you can make the most of your earnings and achieve your financial goals.

Frequently Asked Questions

What is the yearly salary for someone making $19 an hour?

Assuming a 40-hour workweek and 52 weeks worked in a year, someone making $19 an hour would earn a gross annual salary of $39,520.

How much does someone make per month at $19 an hour?

If you work 40 hours per week and 52 weeks per year, you would earn $3,293.33 per month before taxes.

Is $19 an hour considered a livable wage?

It depends on your location and living expenses. According to MIT’s Living Wage Calculator, a single adult in the United States needs to earn at least $16.87 per hour to cover basic expenses. However, this amount can vary significantly depending on factors such as housing costs, healthcare expenses, and other factors.

How much does someone make biweekly at $19 an hour?

If you work 80 hours over a two-week period, you would earn $1,560 before taxes.

How much does someone make per week at $19 an hour?

If you work 40 hours per week, you would earn $760 before taxes.

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