$23 an Hour Is How Much a Year? Can I Live On It?

In today’s highly inflated economic times, the question of whether you can live off earning $23 an hour is quite tricky. With prices of basic groceries, housing, and gasoline reaching the skies, it’s hard to imagine life in the US at $23 earned per hour. 💲💲

If you want to know how much $23 an hour is a year, it depends on the amount of hours you are willing to work💲💲. It can vary depending on whether or not you receive overtime pay, and how many hours you work each week. 

For a better estimate, let’s first calculate $23 an hour is how much a year💸💸

$23 an hour is how much a year?

To make the most out of your income, we need to know how it looks for different pay periods. That means $23 an hour is how much a year, a day, a week, a month, etc. 

The breakdown will help you schedule your spending and budget and plan according to your earnings.💲💰

So, here’s how it looks for the different pay periods:📅

  • $23 an hour makes: ($23 * 8 hours) = $184 per day ✅
  • $23 an hour makes: ($23 * 40 hours) = $920 per week ✅
  • $23 an hour makes: ($23 * 80 hours) = $1,840 biweekly ✅
  • $23 an hour makes: ($23 * 2080 hours/ 12 months) = $3,986 per month ✅
  • $23 an hour makes: ($3,467 * 12 months) = $47,840 per year ✅

Regardless, make note that this is only the gross income. The actual money you pocket is subject to taxes, etc.💰💰

With an income of $47,840, you may expect taxes to be approximately 15%. So, you will pay about $7,176 as tax. 📜💲

So the amount you pocket will be $40,664 annually.💲💰

Is $23 per hour enough to live?🧐🧐

There’s no straight answer to the question. However, depending on various factors, we can safely say it’s a “maybe.”

A livable wage is considered any amount that would allow you to afford basic necessities like food and housing💰✅. Unfortunately, $23 per hour is not enough to live in most areas of the United States. 

The increasing rents and cost of living in many cities, together with lower wages and higher taxes, make it difficult to make ends meet🏠. To live comfortably on $23 an hour, you would need to live in a more affordable area, budget carefully and cut back on expenses. 

How can you make more money if $23 an hour is not enough😥🤔

If you’re unable to live comfortably on $23 an hour, it’s important to look for ways to increase your income. Consider taking on a second job or starting a side hustle to bring in extra money💰. 

You can also look into ways to increase your current income, such as asking for a raise or pursuing a promotion. Additionally, applying for scholarships or grants may help you supplement your income if you are attending school🎓. 

Here are some other ways: 

1. Taking surveys🤑💻

If you wish to make some extra bucks taking surveys online is simple, fast, and an easy way to do so without much effort or expertise! All you have to do is spend a few hours a day on your laptop and take easy surveys on platforms like:

Let’s take a look at the top three survey sites that’ll get you some hard cash:💸💸

Survey Junkie🤓💻

Survey Junkie is a reputable survey site that pays you in cash and gift cards when you complete surveys. You can sign up for free and start earning money right away. 

You’ll need to complete your profile so that you receive relevant surveys and be sure to check the platform daily for new surveys. Survey Junkie also has an app available for both Android and iOS.

To get started, you must provide information about yourself, your age, location, other demographics, lifestyle details, etc. After that, the platform matches your profile details with the available surveys. 💻📄

Inbox Dollars💻💵

Inbox Dollars has several surveys and minor tasks that users can complete and get paid for.

First, you must sign up on the site (which is simple and easy). Then, you get to pick and choose the tasks available on the site. Various options include watching videos, playing games, product reviews, questionnaires, and short opinion polls.🎮📃

Payment is made via Paypal, gift cards (redeemable at Target and Walmart), and checks.🏦🎁Inbox Dollar referral program lets you earn money by referring your friends and family to join the program. 


Another popular platform for earning money via surveys and a host of other activities is Swagbucks. You can play games, stream ads, watch videos, write product reviews, and even be part of focus groups to maximize your earnings. 

  • You get a $5 bonus simply for becoming a member.
  • Earn cashback and discounts by undertaking different online tasks via their app.
  • You can also get discounts shopping from brands that partner with Swagbucks.
  • Payment is made through PayPal and gift cards🎁

2. Playing games🎯🎮

Here are some apps and websites where you can play games to earn money. 

Bingo Cash💵

Bingo Cash is a legit game for making actual money by playing games. The app has a 5-star review and has millions of active players. Earnings are cashed via Paypal, and you can earn as much as $83 for every win!

The gameplay is simple and straightforward to understand. All you have to do is pick three numbers from the range of 0 to 9, and then wait for the results to be revealed. If all three of your numbers match the number shown in the game, you win! 

You can play in tournaments or match numbers and win.


Another place to make easy money is Swagbucks. Take a few minutes to create your profile and start playing games, taking surveys, or browsing hundreds of tasks to earn money.

You can watch videos, download certain apps, make Swagbucks your search engine, etc., and get paid for all the tasks.

3. Browsing the web – Earn free BAT crypto💲💲💲

You can actually earn money by browsing the web. The concept of earning money through browsing is based on the idea that you can get paid for viewing websites, videos, and advertisements. 💲💲

There are platforms like ‘Brave’ where you can earn BAT, a Basic Attention Token, and Brave’s cryptocurrency. 

To earn, all it takes is to watch a few ads. Some of these ads are anonymous, and others are private.

Just download the Brave browser on your device, and you’ll start receiving push notifications for the ads. In the end, your earnings will be stored in the Brave wallet and can be traded for other cryptocurrencies or used for purchases.💳

4. Reading emails📨

Yes, you can also make money on the go by reading emails! Some top sites you can access are InboxDollars, Branded Surveys, and Inbox Pays. Again the sites are backed by brands who pay the users for simply reading emails they send.📩

These emails are usually short and contain offers, surveys or other tasks to complete. The reward for completing these tasks varies from site to site, but you can expect to earn anywhere from a few cents to a few dollars. 

After signing up for any of these platforms, you’ll receive emails with various offers or winnings for filling out the details. But, of course, all these emails are paid for reading, and they keep coming!

Payments are made through Paypal and gift cards.💝🎁

Is $23 an hour good?🤔🤔

If you are a recent graduate or have minimal work experience, $23 per hour is considered to be a very good wage. It’s higher than the national minimum wage and the average hourly pay for all occupations in the United States. 

However, if you have more experience or advanced skills, $23 per hour may not be as attractive. Depending on your area of expertise and the specific job, you may be able to earn more than that amount.

Tips to living on $23 an hour🤔💡

If you’re stuck with $23 an hour, there are some changes you can make to your lifestyle and still make the most of it. Here are some ideas✍️💻: 

Budget: You can follow the 50/30/20 budget rule, which recommends that you spend 50% of your income on necessities, 30% on wants, and 20% on savings. 

  • Use Coupons: The internet is full of great coupons and deals that can help you save money on food, clothes, and other items. 
  • Carpool: If you have to commute, you can save a lot of money by carpooling. 🚗🚗
  • Side Hustles: There are plenty of side hustles you can do to bring in more money. Some examples are online surveys, freelance writing, and tutoring. 💸💸
  • Shop Secondhand: Shopping at thrift stores and secondhand markets is a great way to save money. 

You may also look up other options to save where you can via carpooling, finding roommates, and using coupons.🧑‍🤝‍🧑📄 Try free hobbies instead of expensive ways to spend time. For example, you can try cycling, going to the library, jogging, playing sports, or joining a club.🏃📚

Final words😁✅

Now that we know $23 an hour is how much a year, is it a liveable amount in the US? There’s no easy answer to it. There are many variables involved that either make it a good or a hardly livable wage. 💲

However, with some planning and budgeting, you can make the most of what you have. As discussed in the article, you can also make some additional bucks by taking surveys or other tasks.🧑‍💼💻

So, with some thought and work put in place, making $23 an hour can work!✅

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