$27 an Hour Is How Much a Year? Can I Live On It?

If you earn $27 an hour and work 40 hours a week, you will make $$56,160 in a year. That is slightly above the federal poverty threshold of $50,220 for a family of four. 

Whether or not this is enough to live on depends on many factors, such as your cost of living, lifestyle choices, and financial obligations.💲💲

We’ll tell you how to make the most of your meager earnings, maximize them, and share alternative options to earn some extra bucks or passive income.💸💸

$27 an hour is how much a year?

To make the most out of your income, we need to know how it looks for different pay periods. That means $27 an hour is how much a year, a day, a week, a month, etc. 

The breakdown will help you schedule your spending and budget and plan according to your earnings.💲💰

So, here’s how it looks for the different pay periods:📅

  • $27 an hour makes: ($27 * 8 hours) = $216 per day ✅
  • $27 an hour makes: ($27 * 40 hours) = $1080 per week ✅
  • $27 an hour makes: ($27 * 80 hours) = $2160 biweekly ✅
  • $27 an hour makes: ($27 * 2080 hours/ 12 months) = $4,680 per month ✅
  • $27 an hour makes: ($4,680 * 12 months) = $56,160 per year ✅

Regardless, make note that this is only the gross income. The actual money you pocket is subject to taxes, etc.💰💰

The taxes depend on the state you are living in and it will decrease your earnings. For example, if you live in California, the combined federal and state taxes are estimated to be around 21%. That means for every $1 earned, you will have 79 cents to spend in net income.

If you’re looking to make more money, you can always look into getting a promotion or a better-paying job.💪🏽

Is $27 per hour enough to live?🧐🧐

The answer to the question, “Can I live on $27 an hour?” is a definite maybe. Depending on where you live, the cost of living and other factors such as taxes will impact how much you’ll be able to save or spend with that salary.🤷🏼‍♀️

The best way to determine whether or not your salary is enough for you to live on is by creating a budget. Before doing so, take into account all of the factors that may affect your expenses, like rent, utilities, food, transportation, and more.💰✅

How can you make more money if $27 an hour is not enough😥🤔

Now, if (and most likely you won’t) you don’t find it easy to live with $27 earned every hour, there are certain other ways of increasing your income. You can try the following:

  • Ask For a Raise: If you feel you’re doing more than what is expected, or if you are bringing in more value to the organization then asking for a raise is a good option.🤑
  • Take on Extra Responsibilities: You can take up additional assignments from your boss and be compensated for them. You can also look into freelancing opportunities outside of work – this can boost your income significantly. 💰
  • Start a Side Hustle: You can start a small business on the side or even pick up some freelance work to supplement your salary and increase your overall earnings. ❤️

You can also do the following. 

1. Taking surveys🤑💻

If you wish to make some extra bucks taking surveys online is simple, fast, and an easy way to do so without much effort or expertise! All you have to do is spend a few hours a day on your laptop and take easy surveys on platforms like:

Let’s take a look at the top three survey sites that’ll get you some hard cash:💸💸

Survey Junkie🤓💻

One of the top legit sites for making money online via surveys is Survey Junkie

To get started, all you have to do is sign up and complete the profile survey. The platform will then start showing surveys that are relevant to you and your lifestyle. After completion of a survey, Survey Junkie credits your account with points which can be exchanged for rewards or cash. 💰

  • For every survey, you earn 2-270 points🏆🏆
  • You can earn $1.5 for referring each person who signs up
  • You can redeem your first reward when you earn 500 points; the minimum threshold payout is $5.💸
  • You can redeem your points via PayPal or gift cards🎁

Inbox Dollars💻💵

Inbox Dollars has several surveys and minor tasks that users can complete and get paid for.

First, you must sign up on the site (which is simple and easy). Then, you get to pick and choose the tasks available on the site. Various options include watching videos, playing games, product reviews, questionnaires, and short opinion polls.🎮📃


Another popular platform for earning money via surveys and a host of other activities is Swagbucks. You get a $5 bonus simply for becoming a member.

Then, you can watch videos, take surveys and search the web to earn points which you can redeem for cash or gift cards. Plus, earn cashback and discounts by undertaking different online tasks via their app.

  • You can also get discounts shopping from brands that partner with Swagbucks.
  • Payment is made through PayPal and gift cards🎁

2. Playing games🎯🎮

So here’s another way to earn money while having fun: Get paid to play games!

You can play popular games such as Solitaire, Wheel of Fortune, and more to earn money. With Inbox Dollars you can not only earn cash for playing games but also for watching videos and completing surveys. 🎮

Here are some known platforms you can check out and earn while you have fun.

Bingo Cash💵

Bingo Cash is a legit game for making actual money by playing games. 

It is a classic game that you can play for free and make money in the process. You’ll receive a free card each day, and every time your numbers are called, you win money. The more cards you collect, the higher your chance of winning!

You can play in tournaments or match numbers and win.


Another place to make easy money is Swagbucks. Take a few minutes to create your profile and start playing games, taking surveys, or browsing hundreds of tasks to earn money.

3. Browsing the web – Earn free BAT crypto🪙🪙

There are platforms like ‘Brave’ where you can earn BAT, a Basic Attention Token, and Brave’s cryptocurrency. 

The browser pays you in BAT tokens to view advertisements and content. All you have to do is download the Brave Browser and keep it installed on your device. You’ll then receive ads, surveys, quizzes, offers, and more.

Just download the Brave browser on your device, and you’ll start receiving push notifications for the ads. In the end, your earnings will be stored in the Brave wallet and can be traded for other cryptocurrencies or used for purchases.💳

4. Reading emails📨

Yes, you can also make money on the go by reading emails! Some top sites you can access are InboxDollars, Branded Surveys, and Inbox Pays. 📩

After signing up for any of these platforms, you’ll receive emails with various offers or winnings for filling out the details. Payments are made through Paypal and gift cards.💝🎁

Is $27 an hour good?🤔🤔

If you’re living in a larger city, $27 an hour is probably not a great wage✍️. However, if you’re in a smaller town or rural area, it could be considered good pay. It all depends on the cost of living in the area and the job market. 

The biggest factor to consider when deciding if $27 an hour is a good wage is the cost of living. Areas with higher costs of living generally require higher wages to maintain an acceptable lifestyle. 

Look at the average rental prices in your area, as well as food and transportation costs, to get a better idea of what you’ll need to be able to live comfortably. 

Tips to living on $27 an hour🤔💡

If you’re stuck with $27 an hour, there are some changes you can make to your lifestyle and still make the most of it. 

  • If the cost of living in your locality is high, move to other places where the cost of living is lower. 
  • Make your meals as much as possible; limit eating out to weekends only.🍲🥙
  • Break up your budget according to the 50/27/30 rule by Sen- Elizabeth Warren. The rule states:✍️💻
    • Your main expenses should be covered by 50% of your income. 📊📊
    • Keep 27% aside for paying debts and save the rest.
    • Keep the remaining 30% for miscellaneous spending.💸💸
  • Opt for cheaper transportation like walking, biking, or using public transportation. 🚴‍♀️🚌
  • Research the best deals on groceries and other items to save money. 🛒🤑
  • Try negotiating your rent or utilities if they are too expensive. 🤝
  • Invest in a credit card with cash-back rewards to get extra money back. 💳

Final words😁✅

Now that we know $27 an hour is how much a year, is it a liveable amount in the US? 

If you live in an area with a lower cost of living, then it can be. The key to making the most of this amount is to manage your budget wisely, and seek out ways to increase your income. With proper planning and smart decisions, you can make $27 an hour work for you. 💪🤩

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