$28 an Hour Is How Much a Year? Can I Live On It?

If you earn $28 an hour and work 40 hours a week, you make $58,240 per year before taxes. Depending on where you live and the cost of living, this can be enough money to cover your basic expenses and possibly even save some for retirement or other long-term goals. 💲💲

We’ll tell you how to make the most of your meager earnings, maximize them, and share alternative options to earn some extra bucks or passive income.💸💸

$28 an hour is how much a year?

To make the most out of your income, we need to know how it looks for different pay periods. That means $28 an hour is how much a year, a day, a week, a month, etc. 

The breakdown will help you schedule your spending and budget and plan according to your earnings.💲💰

So, here’s how it looks for the different pay periods:📅

  • $28 an hour makes: ($28 * 8 hours) = $224 per day ✅
  • $28 an hour makes: ($28 * 40 hours) = $1120 per week ✅
  • $28 an hour makes: ($28 * 80 hours) = $2240 biweekly ✅
  • $28 an hour makes: ($28 * 2080 hours/ 12 months) = $4,853 per month ✅
  • $28 an hour makes: ($4,680 * 12 months) = $58,240 per year ✅

However, this does not include tax. The actual amount that you will take home after taxes depends on your location, taxes, deductions, and other factors. 💵💸 Still, it gives us a ballpark figure of how much money you make and can help us plan according to our income. 🤔🤓

Is $28 per hour enough to live?🧐🧐

The answer to the question, “Can I live on $28 an hour?” is a definite maybe. If you are single and live in an affordable area, then yes. 

You can easily cover your basic expenses as well as have enough to set aside for savings and retirement funds. 💰🤑However, if you live in a high-cost-of-living city or state, then it might be difficult to make ends meet with $28 an hour. 

How can you make more money if $28 an hour is not enough😥🤔

Now, if (and most likely you won’t) you don’t find it easy to live with $28 earned every hour, there are certain other ways of increasing your income. You can try the following:

1. Taking surveys🤑💻

If you wish to make some extra bucks taking surveys online is simple, fast, and an easy way to do so without much effort or expertise! All you have to do is spend a few hours a day on your laptop and take easy surveys on platforms like:

These platforms will provide you with surveys related to your interests, qualifications and areas of expertise that you can easily complete online. The rewards for completing these surveys depend on the platform and type of survey but usually range from around $0.5 to $0.8 per survey. 

Let’s take a look at the top three survey sites that’ll get you some hard cash:💸💸

Survey Junkie🤓💻

One of the top legit sites for making money online via surveys is Survey Junkie

To get started, all you have to do is sign up and complete the profile survey. The platform will then start showing surveys that are relevant to you and your lifestyle. After completion of a survey, Survey Junkie credits your account with points which can be exchanged for rewards or cash. 💰

  • For every survey, you earn 2-280 points🏆🏆
  • You can earn $1.5 for referring each person who signs up
  • You can redeem your first reward when you earn 500 points; the minimum threshold payout is $5.💸
  • You can redeem your points via PayPal or gift cards🎁

The best part about Survey Junkie is that it has a mobile app, so you can take surveys on the go with your smartphone. Whether you want to make some extra cash in your spare time or earn a full-time income Survey Junkie is worth considering for sure!👍🏽

Inbox Dollars💻💵

Inbox Dollars has several surveys and minor tasks that users can complete and get paid for.

First, you must sign up on the site (which is simple and easy). Then, you get to pick and choose the tasks available on the site. Various options include watching videos, playing games, product reviews, questionnaires, and short opinion polls.🎮📃

Plus, Inbox Dollars also pays you for referring friends. Each referral earns you a flat $5 bonus.🤑

The minimum amount of money to be earned before withdrawing is $30, with the payouts being made through check or PayPal. 💳


Another popular platform for earning money via surveys and a host of other activities is Swagbucks. You get a $5 bonus simply for becoming a member.

Then, you can watch videos, take surveys and search the web to earn points which you can redeem for cash or gift cards. Plus, earn cashback and discounts by undertaking different online tasks via their app.

2. Playing games🎯🎮

So here’s another way to earn money while having fun: Get paid to play games!

You can play popular games such as Solitaire, Wheel of Fortune, and more to earn money. With Inbox Dollars you can not only earn cash for playing games but also for watching videos and completing surveys. 🎮

Here are some known platforms you can check out and earn while you have fun.

Bingo Cash💵

Bingo Cash is a legit game for making actual money by playing games. 

It’s a combination of game show and bingo. You get points for completing tasks, like playing games or watching videos. Then you can redeem those points for cash prizes or gift cards.


Another place to make easy money is Swagbucks. Take a few minutes to create your profile and start playing games, taking surveys, or browsing hundreds of tasks to earn money.

The platform offers the chance to win prizes, including real cash rewards.

3. Browsing the web – Earn free BAT crypto🪙🪙

There are platforms like ‘Brave’ where you can earn BAT, a Basic Attention Token, and Brave’s cryptocurrency. 

Brave is a privacy-focused web browser that rewards users for their attention.💳

All you have to do is download the brave browser and get started browsing the internet.  You’ll receive BAT tokens as a reward for simply spending time on websites, watching ads or taking surveys💲. You can then use your BAT tokens to tip content creators, buy premium services, or even shop online.

4. Reading emails📨

Yes, you can also make money on the go by reading emails! Some top sites you can access are InboxDollars, Branded Surveys, and Inbox Pays. 📩

After signing up for any of these platforms, you’ll receive emails with various offers or winnings for filling out the details.

Then, you will have to check the emails, click on links, and complete other suggested tasks. The money you earn isn’t staggering but it’s a great way to make some extra cash while relaxing at home or in your spare time. Payments are made through Paypal and gift cards.💝🎁

Is $28 an hour good?🤔🤔

If you’re living in a larger city, $28 an hour is probably not a great wage✍️. However, if you’re in a smaller town or rural area, it could be considered good pay. It all depends on the cost of living in the area and the job market. 

The best way to find out if $28 an hour is good for you is to do some research on the local job market, compare salaries for similar positions in your area, and adjust accordingly. 💰 This will help you understand what a fair wage would be in your region.

Look at the average rental prices in your area, as well as food and transportation costs, to get a better idea of what you’ll need to be able to live comfortably. 

Tips to living on $28 an hour🤔💡

If you’re stuck with $28 an hour, there are some changes you can make to your lifestyle and still make the most of it. 

  • If the cost of living in your locality is high, move to other places where the cost of living is lower. 
  • Make your meals as much as possible; limit eating out to weekends only.🍲🥙
  • Develop frugal habits like using coupons and shop for discounts.👍 
  • Also, look for ways to save money on bills; use energy-efficient appliances and conserve power.🔌Opt for cheaper transportation like walking, biking, or using public transportation. 🚴‍♀️🚌
  • Research the best deals on groceries and other items to save money. 🛒🤑
  • Try negotiating your rent or utilities if they are too expensive. 🤝
  • Invest in a credit card with cash-back rewards to get extra money back. 💳

Finally, learn to budget and stick with it. 🤝Remember to track your expenses so you can see where you’re spending the most money.☑️

Final words😁✅

Now that we know $28 an hour is how much a year, is it a liveable amount in the US? 

The answer is yes, it is possible to live comfortably on $28 an hour in the US. 🤩 The key is to stay within your budget by looking for ways to cut costs and save money. And with a little bit of planning, you can make this income work for you! 💪🏻🎉

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