$35 an Hour Is How Much a Year? Can I Live On It?

If you earn $35 an hour and work 40 hours a week, then you will make $1,400 per week pre-tax. This works out to roughly $72,800 annually before taxes. That’s just over the median household income in the United States according to the U.S. Census Bureau💲💲. 

Whether or not this salary is enough to live on is largely determined by where you live and your lifestyle. 

In some areas, $72,800 may be enough to cover all of your living expenses with some money left over for savings. In other areas, such as an expensive city like New York or San Francisco, it may only cover your basic costs 💰. 

$35 an hour is how much a year?

To make the most out of your income, we need to know how it looks for different pay periods. That means $35 an hour is how much a year, a day, a week, a month, etc. 

The breakdown will help you schedule your spending and budget and plan according to your earnings.💲💰

So, here’s how it looks for the different pay periods:📅

  • $35 an hour makes: ($35 * 8 hours) = $280 per day ✅
  • $35 an hour makes: ($35 * 40 hours) = $140 per week ✅
  • $35 an hour makes: ($35 * 80 hours) = $2800 biweekly ✅
  • $35 an hour makes: ($35 * 2080 hours/ 12 months) = $6066 per month ✅
  • $35 an hour makes: ($6066 * 12 months) = $72,800 per year ✅

Regardless, make note that this is only the gross income. The actual money you pocket is subject to taxes, etc.💰💰

This tax constitutes the federal income tax, medicare payment, and social security. Now, if you live in a state where they collect state taxes, you will be charged an additional 3.2% state tax.

Is $35 per hour enough to live?🧐🧐

There’s no straight answer to the question. However, depending on various factors, we can safely say it’s a “maybe.”

A lot depends on where you live, your expenses and lifestyle, and other requirements.🧑‍💻🏠🧑‍💼

In general, $35 an hour is enough to live on in most parts of the country. However, it may not be sufficient to cover all expenses and save for retirement or other long-term goals. If you’re living in a higher cost of living area, you may need to make more than $35 an hour or supplement your income with another job. 💰✅

How can you make more money if $35 an hour is not enough😥🤔

Now, if (and most likely you won’t) you don’t find it easy to live with $35 earned every hour, there are certain other ways of increasing your income. You can try the following:

1. Taking surveys🤑💻

If you wish to make some extra bucks taking surveys online is simple, fast, and an easy way to do so without much effort or expertise! All you have to do is spend a few hours a day on your laptop and take easy surveys on platforms like:

Nevertheless, keep your expectations at a realistic level. You won’t be able to make a fortune out of these sites but may earn enough to make a stable living besides those $35 you make.💷🤑

Let’s take a look at the top three survey sites that’ll get you some hard cash:💸💸

Survey Junkie🤓💻

One of the top legit sites for making money online via surveys is Survey Junkie. The platform has an easy-to-use, attractive interface, and the payment method is simple. 

It’s also quite flexible, so you can work when you feel like it and as much or as little as you want. The minimum withdrawal amount is $10, which is achievable in only a few days of taking surveys. In addition, earning points for completing surveys 💰🤑 can help supplement your salary and add to your savings. 

For every survey, you earn 2-200 points🏆. 

Inbox Dollars💻💵

Inbox Dollars has several surveys and minor tasks that users can complete and get paid for. Various options include watching videos, playing games, product reviews, questionnaires, and short opinion polls.🎮📃

  • You get a signup bonus of $5 on the site.✋💶
  • You can earn $1 to $5 per task.
  • Payment is made via Paypal, gift cards (redeemable at Target and Walmart), and checks.🏦🎁
  • They also have a referral program to increase your earnings.
  • The minimum threshold for payout is $30.💹


Another popular platform for earning money via surveys and a host of other activities is Swagbucks. You can play games, stream ads, watch videos, write product reviews, and even be part of focus groups to maximize your earnings. Plus, you get discounts shopping from brands that partner with Swagbucks.

Payment is made through PayPal and gift cards🎁

2. Playing games🎯🎮

If you’re still low on the thought that $35 an hour is how much a year? For really it isn’t much! So here’s another way to earn money while having fun: Get paid to play games!

Here are some known platforms you can check out and earn while you have fun.

Bingo Cash💵

Bingo Cash is a legit game for making actual money by playing games. The app has a 5-star review and has millions of active players. Earnings are cashed via Paypal, and you can earn as much as $83 for every win!

You can play multiple games of bingo and can purchase tickets, which give you a chance to win bigger jackpots. 

Bingo Cash also has an in-app currency called “BINGO Bucks” which can be used to buy additional tickets.You are also able to participate in tournaments and leagues where you compete against other players for even bigger prizes. 💲💲


Another place to make easy money is Swagbucks. Take a few minutes to create your profile and start playing games, taking surveys, or browsing hundreds of tasks to earn money.

You can watch videos, download certain apps, make Swagbucks your search engine, etc., and get paid for all the tasks.

3. Browsing the web – Earn free BAT crypto🪙🪙

There are platforms like ‘Brave’ where you can earn BAT, a Basic Attention Token, and Brave’s cryptocurrency. 

The BAT coin is a type of cryptocurrency that can be used for transactions on the Brave Browser, and users who view ads in the browser can earn free BAT tokens. The more time you spend viewing ads, the more rewards you get. 

You can then use these tokens to purchase items from different vendors or even trade them for other currencies like Bitcoin.💳

4. Reading emails📨

Yes, you can also make money on the go by reading emails! Some top sites you can access are InboxDollars, Branded Surveys, and Inbox Pays. Again the sites are backed by brands who pay the users for simply reading emails they send.📩

Payments are made through Paypal and gift cards.💝🎁

Is $35 an hour good?🤔🤔

It is impossible to say whether or not $35 an hour is good without knowing more about the job, location, and other factors. 💡💡

Depending on what type of job it is, where you live, and other factors like cost of living index and rate of pay for similar jobs in the same area, $35 an hour could be a great deal or far below average pay. 

It’s important to do research on the job and compare it to other job opportunities in your area before making a decision. Doing so can help you make an informed decision about whether or not $35 an hour is good for you. 💡💡

Tips to living on $35 an hour🤔💡

If you’re stuck with $35 an hour, there are some changes you can make to your lifestyle and still make the most of it. 

  • Break up your budget according to the 50/20/30 rule by Sen- Elizabeth Warren. The rule states:✍️💻
    • Your main expenses should be covered by 50% of your income. 📊📊
    • Keep 20% aside for paying debts and save the rest.
    • Keep the remaining 30% for miscellaneous spending.💸💸
  • You may also try Dave Ramsey’s budget and divide the income according to the following:
    • Housing 25%🌍🏠
    • Insurance 10 – 25%
    • Food, giving, savings 10% each🥞
    • Health and utilities 5 – 10%🏥
    • Transportation 10%🚗
    • Recreation, personal spending, and miscellaneous 5 – 10% each🏖️

Another budgeting model is the 80/20 rule. According to this method, you should use 80% of your income for essentials while saving and investing 20%. This is a great strategy if you want to improve your financial footing quickly. 🤩

Final words😁✅

Now that we know $35 an hour is how much a year, is it a liveable amount in the US? There’s no easy answer to it. There are many variables involved that either make it a good or a hardly livable wage. 💲

But if you plan your budget wisely and make sure to save money for the future, you can make $35 an hour worthy of a healthy lifestyle. 🤝🤗

So set your financial goals and stick to them so that you can manage your finances successfully. 💪🔑 Good luck! 🍀👍

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