$35,000 a Year Is How Much An Hour? Is $35k a Good Salary?

If you make an annual salary of $35,000, that means you make roughly $16.82 per hour (based on a 40-hour work week). That figure is slightly below the national median salary for all professions in the United States.

However, whether or not $35k is a good salary depends largely on your area of residence and the cost of living in your particular region๐Ÿ’ต. If you live in a rural area, where the cost of living is lower and jobs more readily available, then $35k may be considered a good salary๐Ÿ’ต.

Can you support a family with this salary? ๐Ÿ‘ช๐Ÿ‘ช

$35,000 a year is how much an hour?

For comparison, we need to convert the amount from a yearly to an hourly basis. Since the average working hours are 40 hours a week, weโ€™ll take that as the basis of our calculation. ๐Ÿงฎ๐Ÿ’ป

Hereโ€™s the division of the income on a monthly, weekly, daily, and hourly basis:

  • $35,000 a year is: ($35,000/12) = $2916 a month ๐Ÿ“†
  • $35,000 a year is: (2916/2) = $1458 a fortnight
  • $35,000 a year is: ($35,000/52 weeks) = $673 a week
  • $35,000 a year is: ($35,000/260 working days) = $134 a day๐ŸŒž
  • $35,000 a year is: ($35,000/2080) = $16.82 an hourโณ

However, note that this is the gross income, i.e., the amount you make before deducting taxes, insurance, and other deductibles. ๐Ÿ˜‘โž•โž–

The actual amount you will take home in your pocket would be lesser than this. ๐Ÿค‘๐Ÿ’ฐโœ… 

In conclusion, if your yearly income is $35,000, then itโ€™s equivalent to $16.82 an hour gross pay before any deductions. ๐Ÿ™‚๐Ÿ‘๐Ÿ˜ƒ

How you can make more money if $35,000 is not enough 

If you feel $35,000 is not enough to make ends meet after deducting all the desirable expenses, you can consider any of the following options:

  • Take up a side job or freelance work. If you have skills in web design, writing, editing, or coding, you can easily find work online on sites like Fiverr or Upwork. ๐Ÿ’ป
  • Look for a second job or career. You can look for jobs with higher pay, such as engineering or software development, or you can pursue a business of your own.๐Ÿ’ฐ
  • Try to get bonuses and increments๐Ÿ’ฐ๐Ÿ’ฐ
  • Ask the employer for a promotion๐Ÿ†๐Ÿ†
  • Find work or ways to earn from online jobs๐Ÿ’ป๐Ÿ’ป

Speaking of online jobs, did you know you can make some solid bucks just via your phone or laptop while sitting at home?๐Ÿช‘๐Ÿ’†

Take a look at legit sites that can help you make more money when $35,000 isnโ€™t enough:๐ŸŒ๐Ÿ’ธ

1. Taking surveys โœ๏ธ๐Ÿ“ƒ

A simple way to make extra money is to take surveys. You can find plenty of legitimate survey sites that offer cash and gift cards for filling out surveys. ๐Ÿ’ณ

They take the opinion and thoughts of the general market and potential customers before launching their products or services in the market.๐ŸŽ๐ŸŽ You can find many such sites on the internet and give your opinion to get paid. ๐Ÿค‘

The more time you spend on the site, the more surveys you take, and the more chances you can maximize your earnings.๐Ÿ‘๐Ÿ†

Here are the top three sites to earn some passive income on the go.๐Ÿ’ธ๐Ÿ’ธ


InboxDollars is a great platform to earn cash simply by taking surveys, playing games, watching videos, participating in polls, etc. You will find available surveys on various topics like sports, technology, politics, electronics, etc. ๐Ÿ”Œ๐Ÿƒ

The payments are made via PayPal or check, and you can also redeem your earnings for gift cards from retailers like Amazon and Walmart. ๐Ÿ’ฐ๐Ÿ’ณ

Plus, you can also get referral bonuses when you refer others to the website. ๐Ÿ™‹โ€โ™€๏ธ๐Ÿคโ™‚๏ธ 

It takes 5 to 30 minutes to complete each survey (depending on the complexity.) You can earn between $0.50 to $5 for each survey you take on the site. Then, you can encash or redeem your earnings via Paypal, prepaid visa card, gift card, and check.๐Ÿง๐ŸŽ


Another top-rated platform for taking surveys, playing games, and making money on the go by being part of such effortless and fun activities is Swagbucks. .๐Ÿช

You can redeem your earnings through PayPal, gift cards on amazon, visa rewards, and Payoneer.๐Ÿ’ณ๐Ÿ’ธ๐Ÿ’

Survey Junkie๐Ÿ“ƒโœ๏ธ

With over 11 million users today, Survey Junkie stands out as a platform for earning rewards and easily making hard cash on the go.๐Ÿ“ฑ๐Ÿ“ฑ

Another way to make the most of the app is via Survey Pulse. That gives you access to more surveys than an average user. All these surveys are sent to you based on your demographics, interests, shopping habits, and ads or websites you view regularly.๐ŸŒ๐ŸŒ

You can redeem your earnings via PayPal, bank transfer, or electronic gift cards. ๐ŸŽ๐ŸŽ

2. Playing games๐ŸŽฎ๐Ÿ•น๏ธ

A fun and relaxing way to earn money is by playing games! Just imagine when you wish to relax your mind, take out your phone and start a game of Candy Crush. Imagine being paid for a game like that. ๐ŸŽฎ๐Ÿ’ฐ

Bingo Cash

Bingo Cash is one platform where you can earn money to play games with other users worldwide and win cash and prizes. The key features of the app are:๐Ÿ’ต

You can earn as much as $1 for installing the app and creating your profile and up to $50 for achieving a level in 40 days. It all depends on how much time you invest in the app.๐ŸŽ๐Ÿ’ต

People who love games and can give the most time to them have made $60,000 a year!  โฌ†๏ธโฌ†๏ธ


At Swagbucks, you earn SB, a virtual currency, for every task you finish. The site offers many interactive user games besides signing up bonuses, referrals, and surveys.๐ŸŽฎ๐Ÿ•น๏ธ

Swagbucks partners with GSN (Game Show Network) to enable avid gamers to play games and make purchases while earning Sb on the platform.๐Ÿ’ฒ๐Ÿ’ต

The earnings are encashed through PayPal, discounts, freebies, and gift cards redeemable at Amazon, Walmart, Uber, Starbucks, etc.๐Ÿš—โ˜•๐Ÿ’ณ

3. Browsing the web โ€“ Earn free BAT crypto๐Ÿค‘๐Ÿ’ฒ

You can also earn cryptocurrency by installing and using browsers like โ€˜Braveโ€™ as your default browser for web searches, emails, etc.๐ŸŒ๐ŸŒ

It also pays you in a cryptocurrency that you can convert for real money. You can earn bonuses just for using the browser and if you refer your friends, you get additional bonuses.๐Ÿ’ฐ๐Ÿค‘ So what are you waiting for? Download the โ€˜Braveโ€™ browser now and start earning crypto! ๐Ÿคฉ๐Ÿ˜ 

The earnings are stored in your Brave wallet and can be redeemed as gift cards. You can also trade them as a cryptocurrency or use them for purchases.๐Ÿ‘›๐Ÿ’ฒ

4. Reading emails๐Ÿ“–๐Ÿ“จ

Another easy peasy way to earn is to read a few lines of emails whenever you get the time and earn! 

Websites like Inbox Dollars, Inbox Pays, and Branded Surveys, amongst the list of other activities and potential for earning money on the go, also pay users to read emails they send.๐ŸŒ๐Ÿ“จ

Usually, these emails include information about branded products and services and, sometimes, offer special discounts or offers for users.๐ŸŽ๐ŸŽ

Is $35,000 a year a good salary?๐Ÿค”๐Ÿค”

The answer to whether $35,000 is a good salary or not is quite relative. 

If you live alone, you can get by with this amount, but it will be hard to save for the future. If you are living with family or roommates, it might be easier to make ends meet. Ultimately, it comes down to your lifestyle and needs. โœ…โœ…

But, if you want to live a comfortable life and have money for extras, like travel or luxury items, then $35,000 is not enough. 

$35,000 a year is how much after taxes?๐Ÿ“Ÿ๐Ÿฅต

Since we already calculated $35,000 a year is how much an hour, we know the gross income. But thatโ€™s not the amount of money that reaches your account. There will be specific deductibles and taxes that apply.๐Ÿง๐Ÿ’ฐ

Suppose if you are a single filer and you make $35,000 a year. You will have to pay 24% of this income in federal income tax, which totals $8,400. So the net income after taxes is calculated by deducting the total tax amount from the gross annual salary. 

Now itโ€™s easy to calculate the federal income tax applicable on the $35,000 annual income. However, the state laws vary for each state. Smaller states have low state taxes, and big states like New York City have higher state taxes. 

Click here to know the percentages of taxes applicable across all the states of the US.๐Ÿค”๐Ÿ—ฝ

Tips to living on $35,000 a yearโœ…๐Ÿค”

Here are some tips for making the most of $35,000  a year:๐Ÿ’ธ๐Ÿ’ฒ

  • Limit dine-outs and make home meals when possible.๐Ÿฅช๐ŸŒฎ
  • Carpool with friends or neighbors to save up on fuel and travel expenses.โ›ฝ๐Ÿš•
  • Pay off any pending debts๐Ÿง๐Ÿฆ
  • You can also look into using coupons. ๐Ÿ“ƒ๐Ÿ“„
  • You can also use public transportation as much as possible.๐Ÿš†๐ŸšŒ
  • Shop at discount stores, thrift stores and online outlets to get items for less. ๐Ÿ›๏ธ๐Ÿ’ฐ

Final words๐Ÿค”๐Ÿง

So with the knowledge that $35,000 a year is how much an hour, while you may not be able to build palaces, you can enjoy a certain satisfactory and comfortable living level.โœ…โœ…

You can plan a budget, save for the future and make sure your needs are met with this salary. Be aware of all the possible taxes that apply to you in order to know the exact amount of money that will reach your bank account.๐Ÿค‘โž•

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