$70,000 a Year Is How Much An Hour? Is $70k a Good Salary?

If you make an annual salary of $70,000, that means you make roughly $33.65 per hour. 

That is slightly above the national median salary and is a very decent salary for most people. 🤑

You can save, spend, and invest this money in a variety of ways. The question really depends on factors such as your lifestyle, where you live and what kind of job you do. 🤔 Let’s learn more about this. 

$70,000 a year is how much an hour?

For comparison, we need to convert the amount from a yearly to an hourly basis. Since the average working hours are 40 hours a week, we’ll take that as the basis of our calculation. 🧮💻

Here’s the division of the income on a monthly, weekly, daily, and hourly basis:

  • $70,000 a year is: ($70,000/12) = $5833 a month 📆
  • $70,000 a year is: (5833/2) = $2916 a fortnight
  • $70,000 a year is: ($70,000/52 weeks) = $1346 a week
  • $70,000 a year is: ($70,000/260 working days) = $269 a day🌞
  • $70,000 a year is: ($70,000/2080) = $33.65 an hour⏳

But note that this is the gross amount and does not take into account deductions such as taxes, medical insurance, etc. The net amount would be lower than this. 😑➕➖

Therefore, when planning for expenses and budgeting for future investments and loans, it is important to consider the net income instead of just looking at the gross income. 🔥

How you can make more money if $70,000 is not enough 

If you feel $70,000 is not enough to make ends meet after deducting all the desirable expenses, you can consider any of the following options:

  • Take up a side job or freelance work. If you have skills in web design, writing, editing, or coding, you can easily find work online on sites like Fiverr or Upwork. 💻
  • Take advantage of tax deductions or government programs. Several government programs and tax deductions could help you save money, thus allowing you to make more money. 💳
  • Ask for a raise. If you feel that your current salary is not enough, talk to your boss and ask for a raise. You can use data from job comparison sites or surveys of similar companies in the industry to back your point. 📊
  • Start your own business. Starting your own business could be a great way to make more money if you have the right skillset or idea. 💡 
  • Try to get a higher paying job. If you are not satisfied with your current income, look for jobs that offer more salary or better benefits. 🤝
  • Find work or ways to earn from online jobs💻💻

Speaking of online jobs, did you know you can make some solid bucks just via your phone or laptop while sitting at home?🪑💆

1. Taking surveys ✍️📃

You can make extra money a year by taking surveys. Survey companies offer market research by asking people to take online or phone surveys.

Every survey will pay differently, depending on how long it takes to complete and the company offering the survey. It is important to research each survey company before signing up to determine if they are a legitimate survey provider.🤑🤑

To maximize your earning potential, it is important to sign up for as many survey companies as you can. You may also want to join some online forums and blogs that are related to the topics of the surveys you will be taking. This way, you will have a better idea of what types of questions and topics the surveys might cover.

Here are the top three sites to earn some passive income on the go.💸💸


InboxDollars is a great platform to earn cash simply by taking surveys, playing games, watching videos, participating in polls, etc.

It lets you earn cash while gaining rewards, and you’ll get paid through PayPal or a check.  You can even get bonus cash when you sign up.🔌🏃


Another top-rated platform for taking surveys, playing games, and making money on the go by being part of such effortless and fun activities is Swagbucks. .🏪

SBs are rewarded for completing tasks. These points can be used to redeem gift cards and cash prizes.

You can redeem your earnings through PayPal, gift cards on amazon, visa rewards, and Payoneer.💳💸💝

Survey Junkie📃✍️

Survey Junkie stands out as a platform for earning rewards and easily making hard cash on the go.📱📱

The platform offers two ways to earn money: paid surveys and product testing. The platform gives you surveys tailored to your interests, so you don’t have to waste any time on topics that bore you.🤔You can take surveys anytime, anywhere with the mobile app 👉 or just by sitting at home! 

Another way to make the most of the app is via Survey Pulse. That gives you access to more surveys than an average user. All these surveys are sent to you based on your demographics, interests, shopping habits, and ads or websites you view regularly.🌐🌐

2. Playing games🎮🕹️

Nowadays, there are several websites that offer cash rewards for playing games. You can also play for free on some sites and earn additional points that you can redeem for prizes or gift cards. 📦🎁

Bingo Cash

Bingo Cash is one platform where you can earn money to play games with other users worldwide and win cash and prizes. 

You can earn as much as $1 for installing the app and creating your profile and up to $70 for achieving a level in 70 days. It all depends on how much time you invest in the app.🎁💵

Plus, you don’t have to pay anything to play the games or any other service.💰 The only thing you have to do is invite your friends and family members to join the fun and earn a referral bonus when they start using it. ✨ 


At Swagbucks, you earn SB, a virtual currency, for every task you finish. 🎮🕹️

Swagbucks partners with GSN (Game Show Network) to enable avid gamers to play games and make purchases while earning Sb on the platform.💲💵

The platform offers various daily rewards and bonus games to increase earnings. 🤑💰Earnings can be redeemed for cash, gift cards, and other prizes.😜🤑

3. Browsing the web – Earn free BAT crypto🤑💲

You can also earn cryptocurrency by installing and using browsers like ‘Brave’ as your default browser for web searches, emails, etc.🌐🌐

Download the Brave browser and turn your web browsing into cryptocurrency. With Brave, you can start earning Basic Attention Tokens (BAT) for viewing privacy-respecting ads as you browse the Web. Whenever you see a Brave ad, click on it and earn BAT in exchange for your attention – all without any personal data or tracking!💲💲🤝

The earnings are stored in your Brave wallet and can be redeemed as gift cards. You can also trade them as a cryptocurrency or use them for purchases.👛💲

4. Reading emails📖📨

Did you know you can earn money by reading emails? 

Websites like Inbox Dollars, Inbox Pays, and Branded Surveys, allow you to earn money simply by reading emails in your inbox. You can also earn a bonus for signing up and additional rewards when you refer friends.🌐📨

Is $70,000 a year a good salary?🤔🤔

The answer to this question depends on a few factors, including the cost of living in your area and your lifestyle. Generally speaking, a salary of $70,000 is above average. It should comfortably cover most basic expenses while leaving some room for savings or occasional luxuries. 🤑💰

$70,000 a year is how much after taxes?📟🥵

The amount a person makes after taxes depends on the individual’s tax bracket. Generally speaking, the average person in the United States making $70,000 per year would take home $48,000 and $60,000 after taxes, depending on their filing status and any deductions or credits they may be able to take. 

Taxes are calculated based on the person’s income level and can change from year to year.  🏧💰

Other deductions may apply depending on an individual’s specific situation, such as 401K contributions, health insurance premiums, and other deductions. 📃💳 

Click here to know the percentages of taxes applicable across all the states of the US.🤔🗽

Tips to living on $70,000 a year✅🤔

Here are some tips for making the most of $70,000  a year:💸💲

  • Use the 50/30/20 rule for budgeting. 50% of your income goes towards necessities, 30% goes towards wants, and 20% goes into savings.💰
  • Maximize retirement contributions. Putting extra money away now will save you money in the long run by avoiding taxes and earning compound interest. 
  • 💰💸Invest in stocks and mutual funds to diversify your income portfolio. 📈
  • Shop for car insurance, cell phone plans, and utilities during peak seasons when prices drop.💰
  • Look for discounts on items you buy regularly. 🛒🤑
  • Make small investments that offer the potential to yield good returns. 📈💰 
  • You can also look into rental income opportunities or start a side business. 🏠⛱️
  • Save up for any emergency funds and invest in a retirement plan. 💰🤝

Final words🤔🧐

$70,000 a year is a good income, and you can make the most out of it by following these tips. 🤗🤝

If you practice smart budgeting and money management, you can still enjoy a comfortable life without being too extravagant. 🤗💸 Start living frugally and save up for bigger purchases or goals that you have in mind. 🤔✅

You may also like

$75,000 a Year Is How Much An Hour? Is $75k a Good Salary?
$80,000 a Year Is How Much An Hour? Is $80k a Good Salary?
How to Make 100 Dollars Fast: 15 Proven Ways

Leave a Comment