8 Best Budget Planners

Budget planning is an essential part of financial management for individuals and businesses. A budget planner can help you track your income and expenses to see where your money is going.💗

Budget planners can be a great way to stay on track with your finances and make sure you are living within your means. There are several different budget planners available on the market.

We talk about some of the best ones.

The best budget planners to buy👍👇

If you’re struggling to find the best budget planner for you, take a look at our list of the eight best options below.

1. Busy Bee Planners budget book👇

The Busy Bee Planners budget planner is an excellent option for those who want to stay organized and on track with their finances. The budget book includes a monthly expense tracker to see where your money goes each month.📘📘

The book also includes a savings tracker to see how much money you are saving each month.

It also has three cash envelopes. They make it easy to use the Dave Ramsey budgeting method, which is a great way to stay on track with your spending.📚


Here are some cool features of this budget planner:📗📖

  • 270 Budgeting Stickers: Sometimes, you just want to spice up your budget with some stickers. This planner comes with 270 different budgeting stickers that you can use to track your progress and stay motivated.
  • 100gsm Paper: No matter which pen you use, this paper won’t bleed. You can use any pen you want without worry.📖📖
  • Monthly Budget Goals: The planner has a page where you can set your monthly budget goals. You can track your progress and see how well you are doing.📙
  • Debt Tracker: Nowadays, many people are in debt. This budget planner has a debt tracker, so you can see how much debt you have and track your progress as you pay it off.


  • Comes with cash envelopes
  • Has all sorts of budgeting pages
  • Monthly tabs
  • Spiral Bound


  • Stickers don’t go with all pages
  • Only a single design available

2. Smart Planner budget book📑📖🕮

If you’re looking for the best budget planner minus the frills and fuss, look no further than the Smart Planner Budget Book. This sleek and chic budget book is perfect for those who want to get their finances in order without all the bells and whistles.💰

The Smart Planner Budget Book features a clean and straightforward layout with plenty of space to record your income, expenses, and savings. There is also a handy budget tracker on the back of the book to keep tabs on your progress.💸💸

Plus, it comes in a wide variety of colors. So you can choose the one that best suits your style.🤑💵💵💲


The planner has the following features:💵💵💵

  • Year At A Glance Calendar: The first page of the planner features a year-at-a-glance calendar so you can see what’s coming up and plan.📆
  • Snowball Method Instruction Page: The snowball method refers to the debt-reduction strategy, where you focus on paying off your smallest debt first and then use the freed-up money to pay off your larger debts. This method is widely considered to be the most effective way to get out of debt. The Smart Planner Budget Book includes an instruction page on this method.
  • Monthly Budget Review: The planner has pages for you to review and reflect on your budget for each month. This is a great way to see where you’ve progressed and where you might need to improve.📉📈
  • Affirmation and Goals Pages: The affirmation page is a great way to start each month on a positive note. And the goals pages allow you to track your progress toward specific financial goals.📊


  • Has a pen loop
  • Many colors available
  • Vegan leather cover


  • No stickers
  • Small writing spaces

3. Boxclever Press budget planner

The Boxclever Press Budget Planner is the ideal way to keep track of your finances and ensure that you stay within your budget. This handy budget planner includes a budget tracker, an income and expenditure tracker, and a savings goal tracker.📈🤑

It also has 13 thick pockets where you can store your bills and receipts. The elastic band closure keeps everything secure, so you can be sure your budget planner won’t get lost.📘


The notable features of this budget planner include the following:📚

  • Annual Bill Tracker: It’s imperative to keep track of your bills throughout the year to ensure that you stay on top of your finances. The Boxclever Press Budget Planner includes an annual bill tracker so you can make sure you never miss a payment.
  • Christmas Budget Page: The holiday season can be an expensive time of year, so it’s important to budget accordingly. The Boxclever Press Budget Planner includes a special Christmas budget page.📘
  • Budget Summary Page: The annual budget summary page allows you to see how much money you’ve spent in each category over a year.
  • Day-to-Day Spending Tracker: You can use the day-to-day spending tracker to keep track of your expenses daily.🤑📙


  • Has durable envelopes for bills
  • Ribbon bookmark
  • Pages for expenditures and income


  • No stickers
  • Bulky

4. GoGirl budget planner

If you’re on the search for a pretty and practical budget planner, the GoGirl Budget Planner is a great option. It’s undated, so you can start using it anytime, and there’s plenty of space to track your income, expenses, and savings goals.📉🤑💵

Plus, the gold foil detailing on the cover is too pretty to resist!


Here are the best features of this planner:💗

  • Undated Layout: Since this planner is undated, you can start using it anytime. If you have a busy month and can’t keep up with your budget, you can just pick up where you left off without any issues.
  • Space for Income, Expenses, and Savings Goals: This planner has plenty of space for you to track your income, expenses, and savings goals.📈💲
  • 2 Bookmarks: This planner comes with 2 bookmarks instead of just one bookmark. Thus, you can easily keep track of where you left off.
  • Sticker Sheet: You can use the included sticker sheet to personalize your planner and make it your own.💗💗
  • Pen Loop: There’s a pen loop so you can keep your pen close at hand.
  • 120gsm Pearl White Paper: The pages are made of 120gsm pearl white paper, which is thick enough to prevent bleed-through.👍


  • Affordable
  • Has a habit tracker
  • Expense categories


  • No calendar
  • Small section for expenses

5. Limitless Mindset budget planner

The Limitless Mindset budget planner is a fantastic tool to help you stay on track with your finances. It is a great way to keep track of your income and expenses and help you find new ways to save money.💲📈

It is available in mint green, rose gold, and turquoise colors. The planner also has two inner pockets to keep your pens, pencils, and other small items organized. The planner measures 9″ x 6″ and has a gold spiral binding.📚📙


The budget planner has the following features:📑

  • Bank Account and Password Page: The budget planner has a bank account and password page to keep track of your accounts and passwords.
  • Debt Planner: You can use the debt planner to find new ways to pay off your debts. For example, you can find a new job that pays more or start a side hustle to make extra money.🕮💰
  • Monthly Budget Review: The monthly budget review helps you track your progress and see where you can improve.
  • Budget Breakdown Pages: Since the budget planner is undated, you can use the budget breakdown pages to start over at any time.📊


  • Multiple colors
  • Pockets to keep bills
  • Cash envelopes


  • Limited debt tracking pages
  • May be bulky for some people

6. Legend budget planner

The Legend Budget Planner is a budget book and money planner account book that can help you take control of your finances and save money. It is undated, so you can start using it at any time, and there are pages for tracking your income, expenses, and debt.💰📚

You can also use the Legend Budget Planner to create a budget, track your progress, and see where you need to make changes. It can help you stay on track and make better financial decisions.


The features of this planner include:

  • Instruction Sheet: The instruction sheet will help you understand how to use the planner. For example, it will show you how to track your income and expenses and create a budget.💲
  • Income Tracker: The income tracker is used to track your income and see where your money is coming from. It can help you budget better and ensure you are not spending more than you earn.📗📗
  • Monthly Budget Review: As you fill out your monthly budget, the monthly budget review will help you track your progress and see where you need to make changes.📘📈
  • Notes Pages: The notes pages are the place to write your money notes. For example, you can write notes about debt repayment or a new saving method you’re trying.


  • Elastic closure
  • Thick pages
  • Detailed instruction page


  • Limited stickers
  • Notes page is too small

7. Peter Pauper Press Weekly budget planner🕮📙

If you’re looking for a budget planner with weekly insights, the Peter Pauper Press planner is a great choice. It has a two-page spread for each week, so you can track your income and expenses, as well as your overall cash flow for the month.

There’s also space to list your goals and reflect on your progress. And at the end of each month, you’ll find a helpful summary of your spending.📙


Here are some fancy features of this budget planner:

  • Weekly Expense Tracker: You can track your spending week-by-week, which is helpful in identifying trends.🤑📘
  • Income Tracker: There’s also a place to track your income so you can see how much money you have coming in.
  • Monthly Budgeting Pages: If you want to create a budget for the month, there are pages for that too! You can track your progress and see where you can save money.💵💵
  • Goal Setting: This budget planner also has space for you to set goals. Whether it’s saving for a vacation or paying off debt, you can use the goal-setting pages to help you stay on track.


  • Has 52 weekly spending tracker pages
  • Undated
  • Acid-free paper to prevent fading


  • Is paperback
  • No stickers

8. CleverFox budget planner

The CleverFox Budget Planner is a great option if you’re looking for a compact budget planner. It’s small enough to fit in your purse or backpack. Plus, it is spiral-bound, so it lays flat when you’re writing in it.

The monthly and weekly views make it easy to track your spending. And there are plenty of pages for noting your income, bills, and other important financial information.💵

The planner also has 12 durable pockets. You can use them to store receipts, bills, and other papers. Plus, there are 192 stickers included to help you decorate and personalize your planner.💵💲


Here are the notable features of this planner:📗

  • Financial Goals Page: You can use this page to write down your financial goals for the year. This is a great way to keep yourself accountable and on track.
  • Bill Tracker Pages: Do you forget to pay bills sometimes? These pages can help. There are spaces to write down when each bill is due and how much it is.
  • Bullet Journal Dotted Pages: The planner also has some pages that are dotted instead of lined. This is perfect if you want to use the planner as a bullet journal.🕮
  • Holiday Budget Planning: There’s a section of the planner that’s devoted to holiday budgeting. This can help you save money and avoid going into debt during the holidays.💲💲
  • Savings Tracker: Are you saving up for a big purchase? This page can help you stay on track. You can write down your goal amount and date, as well as how much you need to save.
  • Quotes: The journal has inspirational quotes throughout. These can help you stay motivated when you’re trying to stick to a budget.


  • Undated
  • Plenty of stickers
  • Durable pockets
  • Holiday planning pages


  • Expensive
  • Bulky

How to choose the best budget planner?👇

When looking for the best budget planner, you want one that will fit your lifestyle and budgeting needs. There are many different types of budget planners out there, so how do you find the best one?

Here are some things to consider when finding the best budget planner.💰🕮

Budgeting Style

Everyone has a different budgeting style. Some people are very meticulous and like to track every last penny, while others are more relaxed about their finances. There is no right or wrong way to budget, but you should find a planner that will work with your budgeting style.📘📗💲

Do you need a planner that tracks your spending for you? Or do you prefer to track your spending yourself? There are budget planners that can do both.

If you’re unsure what your budgeting style is, look at how you currently budget (or don’t budget). It will help you determine what type of planner will work best for you.👍👍

Type of Pages

Budget planners typically have the following pages:👇

  • Expense tracker
  • Monthly budget review
  • Bill tracker
  • Savings tracker
  • Debt tracker

There are other types of pages that you might find helpful, such as a goals page or a notes page.

Choose a budget planner that has the types of pages that you need. Of course, you don’t need a planner with every single type of page, but you should make sure it has the pages that are most important to you.💸💗

Paper Quality

If you use pens with your budget planner, you’ll want to ensure the paper is high-quality, so the ink doesn’t bleed through.📑

You should also consider the weight of the paper. For example, if you use washi tape or stickers in your budget planner, you’ll need to make sure the paper is heavy enough to support them.✎


Budget planners have a variety of layouts. Some have weekly layouts, while others have monthly or even daily layouts.

Think about how often you’ll be using your budget planner and choose a layout that will be convenient for you.📄


Budget planners range in price from a few dollars to a few hundred dollars. Of course, the price doesn’t necessarily indicate the planner’s quality, but it is something to consider.

If you’re looking for a high-quality planner, you should expect to pay more. But you can find a good budget planner for less if you don’t need all the bells and whistles.


Budget planning doesn’t have to be difficult. By choosing the right budget planner, you can make the process easier and less stressful. Consider your budgeting style, the type of pages you need, the size of the planner, the paper quality, the layout, and the price before buying a planner.💲💵

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