15 Free Money Hacks That Work

Are you one of those people who are always on the go and don’t have time to think about making a passive income? 💲💲💲If yes, you can try a few free money hacks today and earn right from the comfort of your home 🏠. 

The best part? You don’t have to wait for the paycheck to arrive! The hacks we will list in this post are all real and give you instant money 💰💰. 

So whether you want to pay your piled-up bills 📜 or move to a bigger house 🏠, all you need is a laptop, internet connection, and lots of time to invest 💻⏰. 

Feeling all pumped up? 💪 Let’s check out 15 free money hacks that actually work in 2022 💸. 

Easy hacks to make money

Earning money doesn’t have to be physically or mentally demanding ⛑️. You can rack up real money in your account 🐖🐖 with some free money hacks 💲without putting in much effort. 

Here are 15 easy money hacks to help you get started 📢📢:

1. Taking surveys 

Collecting feedback to ensure customer satisfaction is the utmost priority of most companies these days. In fact, they even pay people to take surveys and answer questions about their services 🗒️💸. 

Taking surveys is an easy and simple free money hack that you can do no matter where you are 💲💲. The forms are easy to fill out and don’t require much effort. 

Many survey sites offer free survey services and pay you for taking them 💲💲. The most credible ones are:

  • Survey Junkie
  • InboxDollars
  • Swagbucks

Survey Junkie is an online survey reward website used by many industry giants for market research. You can simply sign up on the platform, answer questions, and earn virtual points. Then, redeem these points for e-gift cards or cash through Paypal 💰💰. 

You can also search for an occasional focus group option for a maximum of $150! 🤑🤑

InboxDollars and Swagbucks also pay you for filling out surveys. With Swagbucks, you’ll get SBs, which you can redeem for direct cash through PayPal 💲🤑. All these platforms are pretty easy to use and are legit.

The rule is simple: the more surveys you fill, the more you’ll earn! 💰 💰 💰 

2. Playing games 

Who even thought that games could help you make money? 🎮🕹️These days, it’s more than reality! 🤖

There are two platforms that we’d recommend you to play games on:

  • Swagbucks
  • Bingo Cash

Swagbucks is an ideal platform to start making money just by sitting at your home 🛋️. The best part is that games on this site are short. So you’d only have to invest a little time and move on to another without getting bored 🏃.

Simply sign up, select the games you want to play, and earn money 💸💸. The platform will pay you money directly through Paypal via prepaid Visa cards or gift cards 🗃️. 

The amount of money you’ll earn will depend on the level of the task you complete 💰 💰.

If Bingo is your strength, you can also sign up on Bingo Cash and win real money in the app 🪙💸. The payments are secured via Paypal. 

So download the app, enhance your Bingo skills, and make more and more cash with this fun money hack 💰🎮.

3. Reading emails 

If you’re looking for one of the easiest free money hacks, reading emails is one of them 📩. Yes, it’s not as fun as playing games, but it’s quick and easy money💲🤑!

Companies try to stay in touch with their customers through emails 📧📧. They send dozens of emails every day to know how customers feel about them 🤔💭. 

Such companies even pay people to read their emails and reply to them. You can do the same thing for them! 💁

You only need a laptop 💻, lots of free time ⏰, and an email address to get started. Then, sign up on some credible websites that pay you for reading emails. The top ones are:

The more time you invest reading emails, the more money you’ll make💰💰. 

4. Testing products 

Testing products isn’t just cool; it can help you earn easy money 💲💲. 

Many companies send out products to people for their review before launching them in the market 🧑‍💼🏢. That means you will get free stuff and other rewards just for using these products and sharing your experience about them 💭💸. 

Some credible sites that pay people for product testing include:

  • Pinecone Research 
  • Opinion Outpost 

With Pinecone Research, you’ll have to sign up, review a product, and earn reward points. Then, redeem them to earn about $3 per questionnaire 📝. 

Opinion Outpost sends you free products in the mail. You’ll have to share your thoughts about the product and win gift cards 💳💲.

The rule remains the same: The more products you test, the higher your earnings will be 💰💰💰!

5. Downloading free apps 

You can also make money by downloading free apps on your devices 📱🖥️. But yes, that means you’d need a LOT of space on your mobile phone or PC to make this hack work 🛠️.

But why would someone pay to download a free app? That’s actually for collecting your data anonymously, apparently for market research. 

Some of these apps include:

  • Nielsen Computer and Mobile Panel: You can earn up to $50 annually just by keeping the app downloaded on your device. Impressive, no?
  • MobileXpression: If you’re an iPhone user, download this app to earn free credit that you can use to redeem gift cards 🗃️.

6. Browsing the web 

Did you know? You can even get paid just for surfing the web without doing anything 💸💸! 

Brave offers a special cryptocurrency to people for browsing the web. You’ll get Basic Attention Tokens (BAT) 🪙, which you can use for multiple purposes. 

Exchange your BATs for coupons or cash gift cards. You can even use them to tip other websites and content creators and buy NFTs 🪙. Not only that, but you can also make in-app purchases or exchange them with other crypto assets 💸🪙.

If not anything, you can simply keep your earned BATs stored in your crypto wallet.

To get started, you need to download Brave and start browsing. The more time you spend browsing the web, the more BATs you’ll earn 💰💰💰. 

7. Get cashback shopping online with Drop

If you mainly shop online, you can get cashback on your purchases with Drop App 🛒💸. It is a rewards program that offers free cashback💰 to users for purchasing different products from specific stores, such as:

  • Coffee (e.g., Starbucks) ☕
  • Clothes (e.g., Sephora) 👚
  • Travel reservations (e.g., Uber) 🧳
  • Food (e.g., Whole Foods Market) 🥙🥘

This is one of those free money hacks where you just have to download the app, sit back, and earn points in exchange for money 💸💲. 

8. Get cashback on gas and food with Upside

The cashback money earning hack isn’t only for online purchases; you can also get cashback on gas and food! ⛽🥘💸 

The Upside is a credible app that lets users earn cashbacks on groceries, gas, and many other things. You must sign up on the app, shop from up to 50,000 stores, and get instant cashback 💰💰. 

The more you shop, the more you can make from this free money hack 💲💲. 

You can also use other cashback apps to earn money. But before you get started, here are a few things to keep in mind 🧠:

  • Search for different cashback apps or cards in the market and see which offers the best cashback rates. Opt for these cards 🗂️. 
  • Ensure to choose a credible cashback app with many positive customer reviews ✔️. 
  • The cashback methods for most apps can be complicated. Make sure to choose those that just require a sign-up to take you directly to the stores. Then, you make purchases and get cashback directly deposited into your account 🧾. 
  • Keep an eye on deals and coupons to avail more discounts 🤑🤑. 

9. Opening a bank account with Albert Bank

Many banks offer cashback when you make specific purchases 💸💸. 

Albert is a bank that doesn’t charge any international transactions or monthly fees. Not only that, but you’ll also get a free Visa debit card 💳.

The best part? There is no interest and no credit check! 

Upon opening a bank account with the bank, you’ll get the following benefits 🤑🤑:

  • 20% cashback on making particular purchases 💸
  • Free ATM withdrawals, whether you’re doing it nationally or internationally ✈️
  • Quick cash with up to a $250 advance from your next paycheck 💲
  • Cash deposit in the account the very next day 🤑
  • 24/7 expert support with Albert’s Genius Experts

So whether you need instant money or are fed off the piled-up interest, opening a bank account with Albert Bank can be your savior in both situations 😀. 

10. Safe and fast way to get money now with Zippy Loan

Personal loans are those loans that the borrower has to pay as a one-time cash payment. These loans are typically unsecured, meaning they are not supported by any collateral (car or house) 😢.

You’d have to pay the amount (with interest) within pre-decided monthly or regular payments for a particular term. If not the payment, the interest can be a bigger problem for many borrowers 📈😩. 

That’s when you can use Zippy Loan to get quick approval for personal loans at very low-interest rates (5.99% APR) 💰💲. 

There is no need to visit an office to get the loan approval physically. Instead, just go online, fill out the form, and get approved for a loan ranging from $100 to $15,000 within a few minutes! 💲🤑 

Know that you can’t actually make money from Zippy Loan. It’s a safe and fast way to get cash in unexpected situations 🤑🤑.

11. Get free money from Upgrade 

Rewards credit cards are making a buzz for all the right reasons 🥳💳. 

These credit cards are easy free money hacks that only require you to sign up and purchase to make money. You’ll earn points, miles, or cashbacks for every purchase, along with multiple other perks 💸🤑. 

The Upgrade Visa Card with Bitcoin Rewards is one example of such a reward card. It helps cardholders pay off their debt quickly with the flexibility to pay down card balances 💸. 

What else does the Upgrade Visa Card offer? Some other benefits include:

  • Low rates 📉
  • No annual and hidden fees 🚫
  • Instant cashback in bitcoins 🪙🪙
  • Crypto rewards on purchases 💵
  • Credit lines for a maximum of $20,000 in one package 💸

Besides Upgrade, there are multiple other reward credit card websites you can sign up now 📢📢:

  • Chase Sapphire Preferred Card 
  • Wells Fargo Active Cash
  • Chase Freedom Flex
  • Capital One Venture X Rewards Credit Card

If you’re new to this free money hack, you need to know a few tricks to make extra money with your reward credit cards ✅. Here are a few tips to help you out 📢📢:

  • Always choose a rewards credit card company according to your credit score 💯. 
  • Some platforms also have a dedicated rewards portal. You can shop from there to earn a few extra points, cashback, or miles 💲💲.
  • Be sure to pay off your due balance every month to prevent interest rates 💲💲.
  • Make your everyday purchases with your rewards card to collect more points and get more cashback 💸💸.
  • Learn about the sign-up bonus. You may get an initial bonus for a certain period just by opening an account on the rewards credit card site.
  • Many credit cards offer miles as a reward. If that’s the case, make your travel purchases from your credit card to win more and more miles 🧳🛬. 
  • You can also pay off your monthly bills with your rewards credit cards 💸. 

12. Get your paycheck early 

Waiting for your paycheck to get your favorite food items, dress, or a video game? It sucks, right? 🤯😢

But say no more 🙅; you can now get your paychecks early with apps like Earnin and Brigit. The process is very easy; you’ll get paid for the number of days you’ve worked 💰💰. 

So, for example, if you work for three weeks and submit your schedule as the next month starts, you’ll get paid for those three weeks before the end of the month 💸💲. 

These early paychecks can save you from borrowing money from friends by giving you cash upfront. Amazing, no? 🥳💸

With Earnin, you’ll get paid for those working days that you haven’t been paid for. Meanwhile, Brigit takes money from your next paycheck 💸 and offers you a $250 advance. Of course, since it’s your own money, you won’t have to worry about paying it back 😌💲🤑.

The best part? Both platforms just take a few minutes to give you your paycheck! 🤑🤑

13. Automatically save money with Rocket Money

Many people believe: money saving is the best money-making hack 💲🐖. 

Most of the time, you don’t even remember the services you subscribed for but are still paying for. Rocket Money helps you find and get rid of all such unwanted subscriptions. It automatically cancels the subscriptions with no activity ❌💲. 

You can’t actually make money with this tool, but you can significantly save it from going into vain. 

Rocket Money also tells you about the money you’ve saved over the past year. Based on your expenditure, you’ll also get a breakdown of all the places you spent your money 📜💸.

Check-and-balance is crucial when you’re trying to make money by saving! 💲🐖

14. Get free stocks 

If you’re good with numbers and know a little about the stock market, why not turn your knowledge into a steady passive income? 〽️🤑

Investing in stocks is one of the easiest free money hacks that could give you unexpected earnings without much effort.

But the question is: How to do that? What are the best free stock apps available right now? 🤔🤑

Many online sites and apps, such as Robinhood, Acorns, and Webull, allow you to invest in the stock market and grow your money safely 💰💰. You may also get free stocks with a value of $3 to $220 for signing up.

With Robinhood, you can easily invest in the stock market and wait for the stock to grow in value 💰💲. You’ll also get a free bonus stock as a new user. If your stock has a value of $200+, you can also sell it and estimate the profit you earned 💲💸. 

The best part? There is no commission! 💃

Webull offers up to 12 free stocks to open a Brokerage account and fund a new account. Meanwhile, Acorns is a micro-investing app that allows users to save, invest, and learn through one platform 💹💸.

15. Deliver groceries with Instacart

Do you love grocery shopping enough to do it for others and get paid? 🛒🥓🥕

If so, sign up on Instacart and start making money by shopping for groceries for people and delivering them right to their doorstep 🥑🥫🛒. Everything, just from your mobile! 📱

It is like a part-time job with flexible hours. So only consider this free money hack if you have considerable time on your hands ⏰⏰. 

Instacart allows you to:

  • Make money when shopping for others 🛒💸
  • Set your working hours ⏰
  • Earn money daily that includes tips. But for that, you must have to qualify for Instant Cashout 💲
  • Pick your orders depending on the earnings and time 
  • Connect with your neighborhood and new areas 🏡
  • Have a driver’s license and insurance to get started ✅

You can make about $25 an hour through this hack. Suppose you work 5 hours daily for four days. In that case, you’ll earn $500 a week! 💰💰💰


Now that you know it’s not so difficult to make money in 2022, it’s time to chin up and earn a few bucks 💸💸. 

With these 15 free money hacks, you don’t have to grind yourself daily 🥱 to meet deadlines or complete specific tasks. Instead, you’ll work on your terms and make money for the work you do! 🤑🤑🤑

So what are you waiting for? You still have a few months to be financially independent (or maybe rich) this year! 💰😎

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