Have you ever found yourself in a situation where you need money today but don’t have any way to get it🤑💸? For example, maybe you need to pay for an unexpected car repair, or perhaps you need to cover a medical bill.
Whatever the case, it can be challenging to come up with the money when you need it the most. However, there are a few ways to get free money💰.
12 ways to get free money 💰💰
I need money today for free: how to get free money? If you’ve ever had that thought, you’d know that it’s not the easiest thing in the world.
But don’t worry, we’ve got you covered. Here are 12 ways to get free money❤👀.
1. Take surveys
If you don’t mind spending a few minutes of your time, then taking surveys could be an excellent option. There are many different companies that will pay you for your opinion📄📄.
You can sign up for multiple companies and take as many surveys as possible. While you’re not going to get rich from taking surveys, you can make some extra cash.
Here are some websites where you can find surveys📃:
- SurveyJunkie
- InboxDollars
- Swagbucks
- Pinecone Research
- Vindale Research
How Does It Work?
First, you’ll need to sign up for an account with a survey company. Once you’re signed up, you’ll be able to start taking surveys.
Most surveys will take 10-15 minutes to complete. Once you’re finished, you’ll be able to cash out your earnings via PayPal or a gift card💰.
Remember that the amount of money you can make from surveys will vary. For example, some companies may only pay a few cents per survey, while others may pay a few dollars.
It all depends on the company and the type of survey.
How Much Can You Earn?💰💰
Again, it depends on the company and the type of survey. However, you can generally expect to earn a few cents per survey.
If you sign up for multiple companies and take a lot of surveys, you can easily make $100 or more per month.
2. Play games
Did you know that you can get paid to play games? On the one hand, it will keep you entertained, and on the other hand, it will put some extra cash in your pocket.
Multiple websites will pay you to play games🎮🎮.
Here are some of the best ones:
- InboxDollars
- Swagbucks
- Mistplay
- Long Game
How Does It Work?
The process is pretty simple. First, you’ll need to sign up for an account and then download the games that you want to play.
Once you start playing, you’ll be able to earn points. You can then redeem your points for cash or gift cards.
How Much Can You Earn?💰💰
It will depend on how much time you’re willing to spend playing games🎮🎮. If you’re only playing a game or two, you may only earn a few dollars per month.
However, if you’re willing to spend a couple of hours per day playing games, you could easily make $100 or more per month.
3. Read emails
Another way to earn free money is to read emails. InboxDollars will pay you to read emails from a variety of brands that they are working with.
But why would someone pay you to read emails💻💻?
Well, companies are always looking for feedback from their customers. By reading and providing your opinion on the emails you receive, InboxDollars hopes to gain insights that companies can use to improve their products and services.
Some other websites that let you earn money by reading emails include🖳:
- InboxDollars
- InboxPays
- Fusion Cash
- Branded Surveys
How Does It Work?
Basically, you set up an account with one of the websites listed above, and then they will send you emails to read. You can either read the email right away or wait until you’ve accumulated a certain number of points (usually around 10) before cashing out.
Remember that you will only earn a few cents per email, so this method of earning money online will not make you rich.
But if you’re looking for easy ways to make money online, reading emails is a simple way to do it. And it doesn’t take a lot of time, so you can do it even if you have a busy schedule.
How Much Can You Earn?💰💰
It depends on the website you’re using and how many emails they send you. But generally, you can expect to earn a few cents per email.
4. Get cashback with Upside
The concept of cashback has gained popularity in recent years, and there are now a few different ways to earn cashback on your everyday purchases🛒.
But what is cashback exactly?
Cashback is when you earn a percentage of the money you spend back in the form of cash. So, if you spend $100 at a store that offers 2% cashback, you would get $2 back.
While 2% may not sound like a lot, it can add up over time, especially if you’re spending a lot of money. And the best part is that there are now cashback apps that will give you cashback on your online purchases as well🛒🛒🛒.
One of the best cashback apps is Upside, which offers up to 20% cashback at over 2,500 online stores.
Ready for the best part? There’s no limit on how much you earn.
How Does It Work?
You start by signing up for an account with Upside. Then, when you’re ready to make a purchase, you pay for it with your debit or credit card.
Then, you log your purchase on the Upside app. If you can’t find the option to do that, simply take a photo of the receipt and upload it to Upside.
You will receive cashback on your purchases through PayPal or directly in your bank account. You can also get e-gift cards.
How Much Can You Earn?💰💰
Your earnings will depend on how much you spend and where you shop. If you shop at a lot of stores that offer cash back, you can potentially earn a lot of money.
5. Save money with Rocket Money
Rocket Money is a brilliant app that lets you find subscriptions and manage your bills. You can cancel your recurring charges, get refunds for unused days, and more🚀.
How Does It Work?
Once you sign up for Rocket Money, you link your credit and debit cards. Then, the app will track your spending and give you insights into where you’re spending your money🚀.
You can also use Rocket Money to find subscriptions that you’re no longer using and cancel them. If you have any recurring charges, you can use Rocket Money to track them and make sure you’re not being overcharged.
How Much Can You Earn?💰💰
You won’t earn money with Rocket Money, but you will save money. The amount you save will depend on how much you spend and what kind of subscriptions you have.
6. Get your paycheck early
Today, plenty of apps will let you get your paycheck early. So, if you’re in a tight spot and need access to cash immediately, you can use one of these apps to get your paycheck a few days early🤑💸💸.
One of the best apps for this is Earnin, which lets you get paid for the hours you’ve already worked. Another good option is Brigit, which gives you access to up to $250 of your paycheck early🕔.
How Does It Work?
With Earnin, you connect your bank account and give the app access to your employment information. Then, when you’ve worked a certain number of hours, you can cash out and get paid for the hours you’ve already worked.
Meanwhile, Brigit will give you access to up to $250 of your paycheck early. You just need to connect your bank account and employment information.
How Much Can You Earn?💰💰
Brigit will give you up to $250 of your paycheck early. Earnin doesn’t have a limit, but the amount you can cash out will depend on the hours you’ve worked and your payment schedule.
You can check out our article about getting a quick $50 instant loan to learn more about these apps.
7. Get money with Zippy Loan
Sometimes, a personal loan is just what you need to get out of a financial bind. But not all personal loans are created equal.
Zippy Loan is one of the best personal loan companies out there. You can borrow up to $15,000 with Zippy Loan and get the money you need in as little as 24 hours⏰.
How Does It Work?
To get started, you fill out a short online form. Then, Zippy Loan will match you with a lender. If approved, you can get the money you need in a day or two.
How Much Can You Earn?💰💰
The amount you can borrow with Zippy Loan will depend on your credit score and income. But you can borrow up to $15,000 with this company.
8. Open a bank account with Albert Bank
Albert is a financial technology company that offers a mobile-first bank account with no monthly fees and a unique set of financial tools to help people save more and spend smarter.
The app lets you get quick money by advancing up to $250 from your next month’s paycheck. This way, you can avoid expensive overdraft fees or late payment chargesȐ🚩🚩.
You can also use Albert to automatically set aside money for future expenses like vacations or bills. The app makes it easy to see where your money is going and set spending limits🚏.
How Does It Work?
Start by downloading the Albert app and creating an account. First, you’ll need to provide basic information like your name, email address, and Social Security number.
Then, you’ll be prompted to set up direct deposit so that your paycheck can be deposited into your Albert account. Once that’s done, you’ll have access to all of the app’s features.
How Much Can You Earn?💰💰
You’ll get up to $250 from your next paycheck when you open an account with Albert.
9. Get free money from Upgrade
A rewards credit card is a great way to earn free money. You’ll earn points for every purchase you make with a rewards card. These points can be redeemed for cash back, travel, or gift cards💳💳.
The best rewards credit cards offer sign-up bonuses, which can boost you when you first start using the card. For example, the Chase Sapphire Preferred Card offers a sign-up bonus of 60,000 points, which is worth $750 when redeemed for travel through Chase Ultimate Rewards.
The Bitcoin Rewards Visa Card from Upgrade is another great option. With this card, you’ll earn 1.5% cash back on all purchases in the form of Bitcoin💳.
How Does It Work?
Regardless of your chosen credit card, you’ll need to apply and be approved for the card. Once approved, you can start using the card and earning rewards💳💳.
Most rewards cards have an annual fee, so factor that into your decision. Also, remember that you’ll need to use the card responsibly to avoid interest and late fees.
How Much Can You Earn?💰💰
The amount you can earn with a rewards credit card depends on your chosen card and how you use it. For example, with the Chase Sapphire Preferred Card, you can earn up to $750 in travel rewards when you redeem your points through Chase Ultimate Rewards.
10. Get free stocks
Did you know that you can get free stocks just by signing up for an account with certain brokerages? For example, Robinhood offers free stock to new account holders.
Two other well-known examples are Acorns and Webull.
Other brokerages, like SoFi and M1 Finance, offer sign-up bonuses worth up to $500 in free stocks. And, if you’re a student, you may be able to get even more free stocks.
How Does It Work?
To get started, you’ll need to create an account with a brokerage that offers free stocks. Then, you’ll deposit money into your account and use it to buy stocks.
Most brokerages require you to deposit a minimum amount of money to start💸💸.
Once you’ve met the requirements, you’ll be eligible to receive the free stock. The process will vary from broker to broker, but you’ll generally receive the stock within a few days to a week.
How Much Can You Earn?💰💰
The amount of free stock you can earn will vary from brokerage to brokerage. For example, Robinhood offers one free stock to new account holders.
11. Get free money from the government
The government is your best bet when it comes to getting free money.
There are several programs and initiatives designed to help low-income individuals and families.
For example, the Supplemental Nutrition Assistance Program (SNAP) provides food assistance to low-income households. To qualify, households must meet certain income and asset limits.
Other programs, like the Low Income Home Energy Assistance Program (LIHEAP), assist with energy costs. LIHEAP provides eligible households with a one-time payment to help with energy bills.
The Pell Grant is another example of free government money. The Pell Grant is a need-based grant for low-income students who are pursuing postsecondary education📚📖📗.
Likewise, the Federal Supplemental Educational Opportunity Grant (FSEOG) is in collaboration with the financial aid offices at participating schools. You can check if your school participates by contacting the financial aid office✐🔬🕮.
Meanwhile, the Iraq and Afghanistan Service Grant is given to the child of a parent or guardian who died due to military service in Iraq or Afghanistan after September 11, 2001.
How Does It Work?
Firstly, you need to check the eligibility criteria of the government initiative you’re interested in.
Once you’ve confirmed that you’re eligible, you can complete the application process. The application process will vary depending on the program.
In some cases, you may need to provide documentation to prove your eligibility📄📃🗐.
For example, if you’re applying for SNAP benefits, you may need to provide proof of income and residency.
Once you’ve submitted your application, the government will review it and decide.
If you’re approved, you’ll receive free money from the government💸💸.
How Much Can You Earn?💰💰
The amount of free money you can earn from the government will depend on the program you’re eligible for.
12. Refinance your student loans
Student loans are the bane of many recent graduates’ existence📚📚📚. However, if you’re struggling to make your student loan payments, you might be able to get some relief by refinancing your loans.
When you refinance your student loans, you’ll get a new loan with a lower interest rate. Lenders, such as SoFi and CommonBond, offer rates as low as 2.25%.
Not only will you save on interest, but you may also be able to lower your monthly payments💸.
How Does It Work?
If you’re interested in refinancing your student loans, you’ll need to compare rates and terms from different lenders.
Once you’ve found the right lender, fill out an application📄. The application will ask for information about your current loans, employment, and income.
If you’re approved, you’ll receive a new loan with a lower interest rate. The new loan will be used to pay off your existing loans.
How Much Can You Earn?💰💰
How much money you save by refinancing your student loans will depend on the interest rate of your new loan.
For example, if you have $10,000 in student loans with a 6% interest rate and you refinance to a 5% interest rate, you’ll save $1,000 over the life of the loan.
Summary
As you can see, there are many ways to earn free money or save money on your everyday expenses💸💸. By taking advantage of these opportunities, you can free up some extra cash to save for your future👆👆.
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